अटल पेंशन योजना | Atal pension Yojana in Hindi

अटल पेंशन योजना | Atal pension Yojana Scheme in Hindi (APY) Online/Offline Application Form Process, Eligibility Criteria, Calculator, Chart, Premium Plan, Benefit, List, Login, Balance, Bank, Brochure, App, PDF

अटल पेंशन योजना को पहले स्वावलंबन योजना के नाम से पहचाना जाता था. यह पेंशन योजना भारत सरकार के द्वारा दिए गए सहयोग और समर्थन से चलाई जा रही है, जिसका उल्लेख फरवरी 2015 के बजट भाषण में वित्त मंत्री अरुण जेटली ने किया था. अटल पेंशन योजना एक गारंटीकृत पेंशन स्कीम है और इस योजना को पेंशन विनियामक निधि (रेगुलेटरी फण्ड) और विकास प्राधिकरण यानि पेंशन फण्ड एंड डेवेलोपमेंट अथॉरिटी के माध्यम से भारत सरकार द्वारा चलाया जाती है.

अटल पेंशन योजना के लॉन्च का विवरण (Atal pension yojana scheme launched Date)

इस योजना को 9 मई 2015 में प्रधान मंत्री नरेंद्र मोदी के द्वारा कोलकाता में किया गया था. पहले की स्वावलंबन योजना में मौजूद त्रुटियों को खत्म कर उसको नवनीकृत कर अटल पेंशन योजना का नाम दिया गया है. जो भी ग्राहक स्वावलंबन योजना से जुड़े थे, उन सभी को इस योजना से जोड़ा जायेगा.  

अटल पेंशन योजना का उद्देश्य (Atal pension yojana objectives)

इस योजना का मुख्य उद्देश्य यह है कि आर्थिक रूप से पिछड़े हुए असंगठित क्षेत्र के गरीब लोग अपने वृद्धा अवस्था में आर्थिक तंगी से बचने के लिए अपनी जवानी में ही इस योजना के माध्यम से अपने लिए आर्थिक मदद खुद अर्जित कर सकते हैं.  

Atal Pension Yojana

अटल पेंशन योजना का लाभ लेने के लिए आवश्यक योग्यता (Atal pension yojana eligibility criteria):

  • ग्राहक भारतीय निवासी होना चाहिए. इस पेंशन योजना का लाभ सिर्फ वैसे लोग ले सकते है, जिनकी आयु की सीमा 18 साल से लेकर 40 साल तक के बीच की है. इस योजना के तहत 20 साल तक आपको न्यूनतम भुगतान करना पड़ेगा या इससे अधिक भी हो सकता है.
  • इस योजना के तहत मिलने वाली सरकारी सहायता सिर्फ उन लोगों के लिए उपलब्ध है, जो आयकर का भुगतान नहीं करते है और जिन्होंने 31 मार्च 2016 के पहले इस योजना के लिए अपना पंजीकरण कराया था.

अटल पेंशन योजना के तहत लगने वाले आवश्यक दस्तावेज (Required documents for atal pension yojana)

इसके लिए आपके पास आधार कार्ड एवं सेविंग्स बैंक अकाउंट या बचत खाता के साथ-साथ निवास प्रमाण के लिए राशन कार्ड या बैंक पासबुक की प्रतिलिपि भी ली जा सकती है. इतना ही नहीं आपसे निवास प्रमाण पत्र भी मांगा जा सकता है. 

अटल पेंशन योजना की प्रमुख विशेषताएं (key features of atal pension yojana)

  • इस योजना के तहत भारत सरकार का 50% सह-योगदान होगा, जो सीधे आपके खाते में प्रति वर्ष डाली जाएगी. हालाँकि यदि आप किसी भी तरह के सामाजिक सुरक्षा जैसी अन्य योजना का हिस्सा है तो आप सरकारी अंश दान का लाभ नहीं ले सकते है.  
  • इस योजना के तहत सरकार शुरुआत के पांच सालों तक ही ग्राहकों को सह- योगदान देगी. इस पेंशन योजना के तहत खुले खाते को प्रधानमंत्री के जन धन योजना के तहत खोले गए खाते से भी जोड़ा जायेगा और इसमें दिया गया योगदान स्वचलित रूप से कट जायेगा, योजना के अनुसार पैसों के लेनदेन के काम को ऑटो डेबिट सुविधा के अंतर्गत पूरा किया जायेगा. इसलिए ग्राहकों को तारीखों को याद रखने की परेशानी का सामना नहीं करना पड़ेगा.     
  • इस योजना के तहत ग्राहक को 60 वर्ष की उम्र के बाद ही पेंशन की सुविधा प्रदान की जायेगी. अगर इस उम्र के बीच उनकी मृत्यु हो जाती है तब जो भी जमा पूंजी है उसे नॉमिनी को दे दी जायेगी. साथ ही उसे ब्याज की राशि भी प्रदान की जाएगी.
  • उसके बाद उस ग्राहक का अकाउंट बंद हो जायेगा. अगर उसकी मृत्यु 60 वर्ष के उम्र के बाद होती है तब पेंशन की राशि ग्राहक की पत्नी या उसके पति को प्रदान की जाएगी. ग्राहक के द्वारा नामंकित व्यक्तियों की पहचान के लिए आधार कार्ड आवश्यक दस्तावेज होगा.         

अटल पेंशन योजना के तहत मिलने वाली पेंशन की राशि (atal pension yojana money return in hindi)        

  1. इस योजना के तहत 1000 रुपये से 5000 रुपये तक की राशि पेंशन के रूप में नागरिक प्राप्त कर सकते है. पेंशन की राशि नागरिकों के द्वारा जमा किये गए उम्र के आधार पर, एवं उसके द्वारा दिए गए योगदान के आधार पर निर्भर करेगी.
  2. इस योजना के द्वारा लाभकर्ता या ग्राहक जितनी भी पेंशन राशि की प्राप्ति की चाहत रखता है उसके अनुसार दी हुई. कुल राशि को दी हुई अवधि 20 वर्ष तक के अन्दर जमा करना पड़ेगा.
  3. इस पेंशन योजना से जिस उम्र में नागरिक जुड़ते है उस वक्त उनकी जो भी उम्र होगी जैसे कि 18, 20, 25 वर्ष इत्यादि, उस उम्र के अनुसार हर महीने देने वाली योगदान की राशि को निर्धारित किया गया है. जिसे हमने नीचे टेबल में दर्शित किया है  –
क्र.म. ग्राहक या लाभकर्ता के लिए निर्धारित उम्र 1000 रुपये पेंशन को पाने के लिए निर्धारित अंशदान2000 रुपये पेंशन को पाने के लिए निर्धारित अंशदान3000 रुपये पेंशन को पाने के लिए निर्धारित अंशदान4000 रुपये पेंशन को पाने के लिए निर्धारित अंशदान5000 रुपये पेंशन को पाने के लिए निर्धारित अंशदान
1.184284126168210
2.2050100150198248
3.2576151226301376
4.30116231347462577
5.35181362543722902
6.4029158287311641454
7.नामांकित व्यक्ति को पैसे की वापसी1.7 लाख3.4 लाख 5.1 लाख6.8 लाख 8.5 लाख

 

इस योजना के माध्यम से पेंशन का लाभ लेने के लिए चुने गए पेंशन योजना के अनुसार जो योगदान की कुल राशि बताई गयी है उसे देना होगा.

इस तरह जितनी जल्दी आप इस योजना का हिस्सा बनेगें, उतना ही कम मासिक योगदान करना पड़ेगा, जिस वजह से आप पर पैसे का अतिरिक्त दबाव नहीं पड़ेगा और जितनी ज्यादा उम्र में या देरी से इस योजना से जुड़ेंगे, आप के मासिक योगदान की राशि बढ़ जाएगी.   

अटल पेंशन योजना के तहत ग्राहकों को दिए जाने वाले दंड (Atal pension yojana disadvantages or Penalty Criteria) 

इस योजना के तहत अगर ग्राहक राशि को जमा करने में विलम्ब करता है, तो उसे कम से कम 1 रुपया और ज्यादा से ज्यादा 10 रुपया दंड स्वरुप देना पड़ेगा.

जिस तरह के पेंशन योगदान की राशि होगी, उसी के अनुसार दंड की राशि तय है –

  • प्रतिमाह 100 रुपये के योगदान के लिए प्रति माह 1 रुपये का जुर्माना भरना पड़ेगा.
  • प्रतिमाह 101 से 500 रुपये की सीमा तक की राशि योगदान के लिए प्रतिमाह 2 रुपये तक का जुर्माने के तौर पर भरना पड़ेगा.
  • प्रतिमाह 501 से 1000 रुपये के बीच तक की राशि योगदान के लिए प्रतिमाह 5 रुपये तक का जुर्माना भरना पड़ेगा.
  • प्रतिमाह 1000 रुपये से अधिक राशि के योगदान के लिए हर महीनें 10 रुपये तक का जुर्माना भरना पड़ेगा.  

अटल पेंशन योजना के नियम (atal pension yojana rules and regulations)

  • 6 महीने तक लगातार अगर किसी भी तरह का दोष या डिफ़ॉल्ट जैसे कि खाता के रख रखाव, खाते में पूंजी का शून्य हो जाना इत्यादि पाया गया तो खाता को फ्रीज यानि सरकारी पैसा आना बंद कर दिया जायेगा.
  • 12 महीने तक लगातार गड़बड़ी पाई गयी तो खाता को निष्क्रिय कर दिया जायेगा. पूरे एक साल तक डिफ़ॉल्ट अर्थात पैसे को नहीं डाला गया तो खाते को पूरी तरह से बंद कर दिया जायेगा.     

अटल पेंशन योजना के तहत आवेदन करने का तरीका (How to apply for atal pension yojana):

आप अपनी सुविधा के अनुसार ऑनलाइन या ऑफ़लाइन दोनों ही प्रकार से इस पेंशन योजना में अपना पंजीकरण कर सकते है.

ऑफ़लाइन (Offline Process): इसके लिए आप बैंक शाखा या डाकघर से संपर्क करे जहाँ आपने अपना बचत बैंक खाता खोला है, वहां से फॉर्म को लेकर दिए गये विवरण को भरकर जमा कर दें.

ऑनलाइन (How to open atal pension yojana online) : इंटरनेट बैंकिंग का उपयोग करके अटल पेंशन योजना के लिए आप सीधे नामांकन कर सकते है. यह सुविधा सभी बैंक नहीं प्रदान करते है लेकिन कुछ बैंकों के द्वारा इस सुविधा को उपलब्ध कराया जाता है. आप इस लिंक के माध्यम से http://jansuraksha.gov.in/Default.aspx सभी जानकारियों को प्राप्त कर सकते है या यहाँ से फॉर्म भी डाउनलोड कर सकते है. हमने एसबीआई बैंक के अंतर्गत एपीआई के लिए आवेदन के तरीकों का वर्णन किया है जो निम्न है –    

  • इसके लिए आपको पहले नेट बैंकिंग खाते में लॉग इन करना होगा, फिर मेरा खाता टैब के तहत आप सामाजिक सुरक्षा योजना का चुनाव करें. उसके बाद आपके सामने एक नई पृष्ठ खुलेगी जिसमे चयन योजना का विकल्प होगा उसमे अटल पेंशन योजना को चुने फिर अपने बचत खाता संख्या को चुने जिसे आप योजना से लिंक करना चाहते है और उसे जमा कर दें.
  • जैसे ही आप सबमिट या जमा करेंगे आपको ग्राहक पहचान (सीआईएफ़) संख्या का चयन करने का विकल्प मिलेगा, जिसे चयनित करने के बाद जमा कर दें. उसके बाद आपके सामने इंटरनेट आवेदन का पृष्ठ खुल जायेगा.
  • आवेदन में दिए गए निर्देशों के अनुसार विवरण को भरना होगा. जैसे कि – बैंक का विवरण, व्यक्तिगत विवरण, जन्म तिथि, पेंशन का विवरण, अंशदान की राशि इत्यादि सभी विवरणों को भरकर जमा कर दें.

 अटल पेंशन योजना कैसे बंद करे (atal pension yojana closure procedure)

सबसे महत्वपूर्ण जानकारी यह है कि अगर आप अटल पेंशन योजना के लिए ऑन लाइन आवेदन कर सकते है, लेकिन ऑनलाइन सदस्यता को समाप्त नहीं कर सकते है, इसके लिए आपकों बैंक के होम ब्रांच में जाना पड़ सकता है, जो कि आपके लिए परेशानी का कारण बन सकता है.                   

Updates 

29/04/2018

सरकारी कर्मचारी भी अब इस योजना का लाभ उठा सकते है।

15/6/2018

पेंशन फण्ड रेगुलेटरी और डेवलपमेंट अथॉरिटी (PFRDA) के प्रस्ताव के अनुसार, सरकार पेंशन 5,000 रूपये से बढ़ाकर 10,000 रूपये प्रतिमाह करने की योजना बना रही है. आज तक यह पेंशन लिमिट 1000 से 5000 तक शुरू होने वाले 5 स्लैब तक ही सीमित थी. किन्तु अब यह बढ़ा दी गई है. इस प्रस्ताव में 2 चीजें और शामिल की गई है. पहली यह कि इस योजना में नागरिकों के एनरोलमेंट की प्रक्रिया आटोमेटिक कर दी जाएगी, और साथ ही इसमें उम्र की लिमिट भी 40 वर्ष से बढाकर 50 वर्ष कर दी जाएगी. इस वित्त वर्ष 2018-19 में इस योजना में 65-70 लाख लोगों के जुड़ने की उम्मीद की जा रही है.

अन्य पढ़े :

Updated: November 12, 2018 — 4:24 pm

1,132 Comments

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  1. how can i close my apy account? what are the penalties?

  2. sir bharat sarkar ka 50% kaise accaunt me ayega .ya yeh kya hai ?

    1. जिन्होने 31 मार्च 2016 से पहले योजना का लाभ लिया था उनको 50 प्रतिशत सरकारी योगदान मिलेगा

  3. 1.sir Ager meri death 65 saal baad ho jati hai to kya oo bima mere family members ko mil sakta hai.
    2.sir Ager mera pension 3000 ka ho or mai baad me 5000 ka krna chahu to kya ho sakta ha or 8.5 lakh ka policy rahega.
    3. Ager mujhei kabhi sarkari naukri mil jati hai to ye subhidha available rahega na. Or koi problem nhi hoga na
    4.sir baad me mai nomani change kr sakta hu

  4. dear sir i take a APY at my wife name, how i claim after maturity of 60 year for pension or in case of any causality whear complain of for this, can any bond will be given by bank, of any regional complain centre available in case of any trouble
    of toolfree number avilabe

  5. Sir me 26 year old hu muje kitne year paise deposits krvane hoge isme

  6. Dear S/r/Mam

    Manai Apy li hai. jaisai ki meri age 14-sep-2015 ko complete 35 yrs ho jaygi. Mainai Apy form 11-Sep-2015 ko bank mai submit kr diya tha tub meri age 35 yrs sai 3din kum thi. jiskai anusaar mera monthly amount 824 Rs. banta hai or mainai 824 Rs he Form mai Fill kiya. Merai account sai bhi 824 Rs he diduct huya . Lakin Bank nai mera PRAN no 16-sep-2015 ko generate kiya. Tub meri age 35 yrs 2days ho chuki thi. ap mujhai btayai ki kahi baad mai monthly amount ko laikr koi problem to nahi hogi. jub ki mainai to 35 yrs sai pahlai he form submit kr diya tha.

    Please Reply As Soon as Possible.

    Thanks

  7. Atal Pension yojana ke liye kay bank me account hona jaruri hi

    1. yes bank main account hona jaroori hai

  8. agar apy pura karneke bad, mere aur mere patni ke marne ke bad mere bachoo ko kya milega?

    1. unhe corpus amount milega. Rs 5000 ki pension ke liye yeh 8.5 lakhs hai

  9. kya main atal pension yojna ko band bhi kara sakta hu. if yes.pls sens processes

    1. yes aap band kar sakte hai. Kripya aap bank se contact karein

  10. Dear Sir
    Delhi mai rahnai walai old persons ko 1500 Rs. Old age pension milti hai. to kya agar mai AP Yojna mai 5000 rs wali pension kai liya apply krti hoon to kya mujhai Govt walai 1500 rs bhi milagai ya nahi.

    Pls give me answer.

    1. yes aapko dono cheeze milengi

  11. I am a self employed aged 39 yr. Could I enroll for this Plan? I am also a tax payer.

  12. Sir mene 752 monthly plan liya hai mene apni wife ko nomini banaya hai meri aur meri wife ki death ke bad mere bete ko 8.5 lac milane me koi problem to nahi aaegi ya mujhe abhi bank me Jake bete ko nomini banana chahiye plz reply

  13. Maine 14.8.2014 Ko NPS Lite Me Account Open Kiya Tha through Bank of Baroda. My date of Birth is 22.8.1974 Hai. Kya Mai Apna PRAN No. Atal Pension Yojna Me Transfer Kar Sakta Hoo. If Yes to Please give me procedure.

  14. mene atal pension yogna kara rakhi jisko teen mahine ho gye he me iso close karana chahta hu kese kara sakta hu

  15. Kya Employee provident fund a/c holder , is pension plan se jud skta h? and pension plan se judne k bad uska epf a/c contineu rhega ya n??

  16. bete ko is scheme main kabhi bhi aapki ya apki wife ki pension nahi milegi. Pension aap dono ko hi milegi. Aagar aapki death 60 ke baad hoti hai to aapki patni ko aapki bhi pension milegi. Aapke bete ko aap don ke death ke baad dono ka corpus amount milega.

  17. 1). Agar Joint Account hai, to kya wife yaa husband ya dono isi se APY ka labh le sakta hai. Agar nahi to single account wale wife yaa husband ka death ho jaye to uska account maintain kaun karega agar nahi maintain hoga to account band ho jayega phir 60 saal ke baad husband ka pension wife ko yaa wife ka pension husband ko kaise milega.

    2). Agar age 20 hai to mai chahta hun ki 18 se 20 saal ka jo amount banta hai wah ek sath jama kar de phir 18 saal wale amount hi debit karwye aisa possible hai.

    1. 1) Nahi dono is account se APy nahi le sakte. AApki death ke baad aapka account koi waise bhi handla nahi kar sakta legally. Agar aap Ka APY account hai and 60 years ke baad apki death ho jati hai to aapki wife ko application de kar apne account main pension manwani padegi.
      2) nahi

  18. Hello sir, kya agar wife n husband dono ka ek saath kholna h to ek account se ho jaayega ya do account kholna hoga, dono ka yojna policy h agar ek death ho jata h to dusre ka pention ka laabh bhi usko milega kya???????????pleaseeeeeeee

    1. aap dono ka alag account hone padega. Ek ki mrityu ke baad dusre ko us dono pension milegi

  19. मैं एक सेल्फ डिपेंडेंट प्रोफेशनल वर्क करता हु और आयकर भी भरता हु क्या मैं अटल पेंशन योजना में निवेश कर सकता हु कृपया बताये

    1. yes aap kar sakte hai

  20. Agar muje 60 year ke baad pension nahi lena hai to all amount with interest mil sakta hai

  21. SIR APY ME HOUSE WIFE BHI JUD SAKTI HAI KYA AND INCOME TAX PAYEE BHI JUD SAKTA HAI KYA BATAYE

    1. dono jud sakte hai

  22. Sir..agr mera Gov….. job es yojana se judne ke bad lg gya to kya es yojana ka labh hm nhi utha skte hai….?

    1. agar bhavishya main aapki sarkari naukri bhi lag jati hai to aap atal pension yojana ka laabh le sakte hai

  23. agr bich main ye payment bharma band kar diya to pehele ke maoney ka kya?
    kya vo refund hoge? ahar hogi to with interest or without interest?

    1. is case main aapko aapka jama kiya hua paise with interest milega par jab aap 60 years ke ho jayenge tab

  24. Sir ; aagar mai our meri patni ka dono ka aapghati mrutyu ho jaye to ..meri pension mere ladke KO mil jayegi kya ? Our milegi to kitne salo tak milegi ?

    1. is case main aapki beti ko pension nahi milegi. Agar aapki age is samay 60 year and more hai to beti ko corpus amount milega. agar aapki age 60 years se kam hai to aapka jama kiya hua paise with interest aapki beti ko milega.

  25. is yojaname 5 sal ke bad exit hona chahate hai to possible hai kya?
    agar hai to her month rs 1000 60 month bharane ke bad exit me kitani amount milegi

    1. nahi yeh possible nahi hai

  26. Sir, Ek bar ye account me paise dal diye aur uske baad lage ki mujhe ye scheme me nahi judna hai to kya me ise bandh kar sakta hu ? kya mere kiya gaya installment mujhe refund mil sakta hai ?

    1. abhi filhaal sarkar ne aisa kuch nahi bataya hai.

  27. Kya mai APY me apne nominee ko kabi v change kr skti hu.

    1. yes yeh aap kabhi bhi kar sakte hai

  28. अटल पैंसन योजना में नोम्नि की कितनी उम्र होनी जरूरी है 

    1. nominee ki koi age limit nahi hai

  29. sir agar mai 60 saal tak paise bharu uske baad meri age ki kya limit hai mujhe nahi malum in case i dead on years than after panstion will be trnsfer on my husband or it will be end of the date of pension i mean what is the age limit for transfer one to another pension

    1. aap ki death agar maniye 150 years main hoti hai to bhi aapko aapki chuni jui pension milegi. is ke baad bhi agar aapke husband jeevet hai to unhe aapki yeh pension un ke jeevet rehne tak milegi.

  30. sir is yojna lene ke bad, yojna ka printed document or receipt certificate etc. milega ya nahi milega agar milta hai to kab milega, jisse mere family ko trust aa jaye ki muze kucch hone ke baad family wale yojna ka receipt bank me le ja sakte hai as a proof please rply sir.

    1. is yojna lene ke baad aapko bank se PRAN number milega. Us PRAN number se aap sari details check kar sakte hai

  31. मैं 21 साल का अविबाहित छात्र हूँ मैं अपना नॉमिनी किसे घोसित करू।

    1. aap kisi ko bhi apna nominee bana sakte hai

  32. sir, kya is yojana ka laabh pati aur patni dono alag alag lete hi to kya shi hi?

    1. yes pati and patni alag alag atal pension yojana le sakte hai.

  33. sir mai MP me govt job me hu aur meri posting august 2005 ki hai.2005 ke bad pension policy band kar di gayi hai. me income tax pay karti hu. mera DOB nov 1984 hai.kya me atal pension yojna ka labh le sakti hu

    1. Yes aap APY le sakte hai

  34. sir agar bich m ek kist na bhar paya to kya hoga. or pension ka laab 60year ke baad kab tak milta rahega.

    1. agar aap beech main kist na bhar paye to kuch penalty ke santh aap baad main veh pay sak sakte hai. Details ke liye article pade. Pension ka laab aapko ajeevan milega

  35. agar mujhe 60 sal k bad pension nahi lena h to kya mujhe full amount jitna jama hua wo milega ? ya sirf pension hi milegi ?

    1. aapko sirf pension milegi.

  36. sir meri ek bat samajme nhi aayi, me haryana se hu or vha per 60 saal ke bad govt vase hi pension deti h jo ki 2019 tak 2000 rs ho jayegi .,mujhe 60 saal ke bad free pension mil rhi to me atal wali yojna me rs jama kyo keru ,,,aap mujhe betye ki 60 saal ke bad kya me dono pasion ka benifit le sakta hu kya..
    Sir maine APY yojna mai account open kr liya hai bank wala kehta hai ki aap 18yrs se less ko nomine nhi bana skta. kyu sir?

    1. aap dono benefit santh main le sakte hai. APY main aap nominee 18 se kaam bana sakte hai

  37. आपके इसी पेज में यह लिखा है की अटल पेंशन योजना का लाभ उन्हीं को दी जायेगी जो आय कर दाता नहीं हैं एवम जिनकी EPF एवम EPS अकाउंट नहीं हैं | फिर आप यह सलाह दे रहे है की आप किसी फॉर्म में काम करे जिसमे EPF एवम EPS अकाउंट के द्वारा पैसा काटने पर भी अटल पेंशन योजना का लाभ मिलेगा इससे दुविधा उत्पन्न हो रही है की भविष्य में अटल पेंशन योजना का लाभ मिलेगा या नहीं |

    1. aap kripya kar kar acche se article pade.

  38. mai job karta hu aur mera EPF account bhi hai ….. To kya mai is yojna ka laabh utha skta hu

    1. yes aap APY se jud sakte hai

  39. dear sir meri age -32 yrs hai .mai apy karna chahti hu . meri 10 yrs ki daughter hai . usko nominee bana sakti hu. mera apne husband k sath koi rishta nhi hai. divoce bhi abhi nhi hua . kya mere dath k bad apy ki mili rashi mere husband ko to nhi melegi .mere daughter ko mil jayegi na. plz reply …….

    1. Yes aap APY main apply kar sakti hai, aap apni beti ko moninee bana sakte hai. APY form main aap apne spouse ke naam ko khali chod de and ek note bhi likh de ki aap apni pati ko nominee nahi banana cahti. Is form ki aap ke apne pass photo copy bhi rakh le. is case main aapki death ke baad aapke husband ko koi benefit nahi milega sara aapki beti ko hi milega.

  40. Sir, Abhi mai kisi form or company men nahi kaam kar raha hun. But Future me kisi company men job milne ke baad mera bhi EPF or CPF katega to uske bad bhi APY ka labh mil sakta hai or nahi ?

    1. future main aapke kuch bhi karne se koi farak nahi padega. Agar aapne APY aap apy main enrolled hai to aapko bhavishya main is ka laabh zaroor milega.

  41. Agar 5 sal bad sarkar badlati hai to ye yojna ka kya honga details me jankari de

    1. aagar future main government is scheme ko band bhi karti hai to already enrolled logo ko yeh laabh milta rahega.

  42. mere deth ke bad meri wife ko puri pension milegi ya adhi pension milegi.

    1. puri pension milegei

  43. Sir i am married girl. kya mai APY mai mere husband ko nominee kar sakti hu. par mere saving a/c pe mere mayke ka nam hai.
    Aur vaise hi mere husband ke APY a/c me mai khud nominee rahi sakti hu kya.

    1. APY main by default aapke husband nominee honge. Aap apne baccho ko nominee bana sakte hai

  44. sir… 5000 pension monthly amount ke his se total amount & interest 60 year pahele closed ke de to ketni amount milagi
    ager 60 years ke bad closed pe ketni amount milagi jarurat pe total amount utha sakte ha interest ke satha milaga

    1. aap is yojana ko discontinue nahi kar sakte beech main. Filhal subscriber ko after 60 pension hi milegi. corpus amount us ke nominee ko hi milega.

      1. Sir me army me sarvice karta hu. toh kya me APY ka lab le sakta hu ya nahi.?our me tex bi pay karta hu.

        1. yes aap APY se pension and army pension dono le sakte hai.

  45. Sir mera age abhi 18 sal ha aur ma ish yogana ka labh authana chatta hu agar may abhi kishi person ko nommnie ma rakhana chatta hu to kya wah mera bank A/c ma bhi wahi nommnie hoga ya bank A/c ma dusara ko nommnie rakh sakta hay.

    [2] Future ma may Income-tax bharana chatha hu to income-tax me ish apy ko bhi dhekha hoga

    [3] apy Me investmemt kana par auska receiving mela ga na jish ke Thow me ya mera family apy per claim ker saky by bank or by Post
    please reply me in detail

    1. 1) APY main aap dusra nominee rakh sakte hai bank main alag.
      2) is se aapki scheme par koi farak nahi padega
      3) aapko sms ke dyara sari invetment ki information milti rahegi

  46. Dear sir
    mera DOB 05/03/1986 h mera emi kitna hoga. & agar mai aur mere wife dono schme leta h. mai 65 yaer ki umar mai mar jata hun toh kya mera pension & wife ke khud ka pension dono sath wife ko milega ki nahi. aur wife k marne k bad nomnne ko dono amount milega ki nahi plz replay

    1. aapka premium hoga rs 529 for rs 5000 pension. Yes is case main aapki wife ko dono ki pension milegei. And aap dono ki death ke baad aap dono ka corpus amount nominee ko milega

  47. Maine S.B.I. Bank se APY ka laab utaya he. Mera pehla kisht 4 June ko kat gaya he. lekin july mahineka kisht kata nahi? Maine nominiko wife ko lagya hi. balki muze meri beti ko nomini lagana hi. is leye kay karna padega plause bataye.

    1. nominee change ke liye aap SBI bank main ja kar nominee change ke liye request kare.

  48. sir maine apni attal pension yogna bank me 21.07.2015 ko open kar liye leking nomine name and spouse do no apne husband ko bana diya
    ab mujhe nominee change karna hai
    mai bank me gaya tha lekin bank manager ne mana kar diya
    nominee change kis date se hoga

    1. nominee change aap kabhi bhi kar sakte hai. Aap kripya bank ke customer care main call kar apni problem unhe bata sakte hai

  49. meri birthdate 10/05/75 hi meri umar 40 sal puri ho chuki hi runing age 41 chalu ho chuka hi to mai ky atal pension ka laab utha sakte hai jo chart me 40 age ka instalment 1454 diya hi wo mere liya hi. please replay me.

    1. Your case is unclear. Please aap apne bank se is bare main baat kare

  50. Dear Sir,
    Meri age 25 year he. agar me ye pension plan le leta hu. aur 62 year me meri death ho jati he… to meri wife ko ye pension milegi fir un ki bhee 66 year me death ho jati hai ya mere se pahle ho jati hai fir mere s0n ko kab tek ye pension milegi ?

    1. aap dono ki death ke turant baad aapke bete ko corpus amount mil jayega

  51. Dear sir
    mera umar 30 yers old h. mera saving a/c sbi, bank of india and kenra bank tino mai h. kya mai sab a/c mai APY le sakta hu. and hamari ekloti beti 1 year ki h kya mai sabi a/c mai nommine ma dal sakta hu.

    1. Nahi aap APY sirf ek hi bank se le. Agar aap do banks main yeh scheme lete hai to future main aapko laabh kewal ek hi bank dega. aap apni beti ko nominee bana sakte hai

  52. Dear sir
    agar mai 62 ki age me mar jata hu only 2 year pention milta hai uske bad kya meri pension mere wife ko milega ?
    & wife he nominee ho to ? kya pention & nominee amount wife ko milega ?

    plz reply

    1. yes is case main pension aapki wife ko milegi. Nominee aap apni wife ko na banaye.

  53. sir meri age 02/10/1991 he or me ab atal pension yojna se judna chahta hu to muje kitne Rs/- per mounth janma karvau ki 60 saal ke bad me 5000 per mounth mil sak

    1. yes aap apy se jud sakte hai. aapka premium hoga rs 318 per month

  54. Sir,

    agar mari 75 year k bad death ho jati hai to pension meri wife ko milege or meri wife 80 year k bad death ho jati hai to uske bad bhi 8.5 lakh milege.

    1. yes iske baad bhi nominee to 8.5 lakhs milenge.

    2. sir, Meri age 30 yrs to Mujhe aur 30 yrs (30+30=60) prem. paid karna hoga ya 30+60 yrs tak. Kitna premium Dena hoga.

      1. aapko 30 years pay karna hoga

  55. sir , pleas reply me
    (1) Apy grahak chahe to kya apana Apy account band karke apne invest kiye paisa vapas le shakata he , le shakata he to kab ?
    (2) yadi koi Apy grahak ne 60 shal taka apna Apy account chalu rakha to 60 shal ke baad us Apy grahak ko apna jo pura ( total paisa ) paisa APY YOJANA me invest kiya usme se us Apy grahak ko kuchh paisa vapas milega or milega to kitna milega ?
    – ya pura paisa APY YOJANA me hi rahega our usme hi grahak ko har maas pension milega ?

    1. 1) Nahi filhaal yeh suvidha APY main uplabdh nahi hai
      2) APY grahak ko sirf pension milegi, Grahak ki mrityu ke baad corpus amount nominee ko milega.

  56. dear sir. maine atal pansion yojna me adhar card ke base par khata khulwaya hai. par me rent par rahta hu jiski ki wajah se mera adress change hota rehta hai hai delhi me.
    to kya me bad me adress change karwa sakta hu. vaise me rajasthan ka hu..delhi me rent par rahta hu plz reply

    1. APY main aapka koi bhi address proff nahi mangte. Yeh assume kiya jata hai ki jo address aapke savings bank main hoga wahi aapka read address hoga.

  57. Kya joint account ke dwara yeh scheme le sakta hu dono ya ek hi khata dharak

    1. joint account ke case main aap sirf us hi ka apy le sakte hai jista naam pehle ho. Second name wale ko apna khud savings account khulwana hoga.

  58. Mera Ac Indian bank, SBI mai hai. My dob- 04-12-1987 hai. Mai Dino Ac se 5000 ka painsan yojna le Santa hu kya

    1. yes aap APY le sakte hai

  59. sir mer d.o.b 04/06/1983 hai mera monthly premium kya hoga .kya isme monthly ki jagah yearly kar sakte hain.

    1. Aap kon sa pension plan lena cahte hai. Article main chart main sari premium details hai

  60. Dear Sir, mai 5000 rs pension lena chahta hu, pls mere ko monthly kitne jama karvana parega.

    1. Yeh depend karta hai aapki age kitni hai. Aap Article main likhe chart main apna premium dekh sakte hai

  61. i previously join national penson scheme .can i take atal pension yogana.
    can i got benifit in both.

    1. yes you can take both benefits

  62. My age is 45
    can i applicable this good scheem?

  63. Sir, maine 990/- ka plan liya aur mera corpus 850,000/- ho gaya yadi me 850,000/- ko MIS(Post Office) me dalta hu to mujhu 5700/- milenge but APY me 5000/- milenge to APY leke nuksan ko nahi hai..

    1. as said earlier corpus amount aapke and aapke and aapki wife ki death ke baan aapke nominee ko milega. Abhi clear nahi hai par shayad is par un he kuch tax bhi dena pade.

      1. Sir agar kisi ke saving account me paisa nai he aur usi bank me fixed dipposit he to kya is yojana ka primium fixed dipposit se katega ya nai

        1. nahi premium FD se nahi katega

  64. Can govt. empl. take the benefit of APY Scheme. Reply must.

    1. yes government employees can apply APY

  65. Hello Sir,

    I was born on 03/11/1989. Please tell me in which age category I am covered. 25 years or 26 years.

    Regards,
    Sanchit Gupta

    1. you would be covered in 25 age category

  66. agar me atal pension yojna leta hu to 60 saal ke baad APY ke sath sath

    haryana pardesh me milne wali OLD AGE PENSION bhi le sakuga kya?

    1. अटल पेंशन योजना (Atal Pension Yojana)के तहत अगर 60 वर्ष की आयु के बाद धारक की मृत्यु हो जाती हैं तब पेंशन उसकी पत्नी अथवा पति को मिलेगी | अगर दोनों की मृत्यु हो जाती हैं तब नॉमिनी को Corpus अमाउंट मिलेगा जो कि 1000 रुपये पेंशन के लिए 1.7 लाख एवम 5000 रुपये पेंशन के लिए 8.5 लाख होगा

      isme Corpus ka kya meaning hota hai

      1. corpus ka matlab is case main yeh hai ki minimum itna amount to milega hi

    2. yes dono scheme k alaabh aap santh santh le sakte hai

  67. Sir, APY scheme me lagbhag kitna interest ke hisaab se pension milegi..

    1. pension fix hoti hai is scheme main.

      1. Sir,
        Agar me corpus ko MIS me dal du to mujhe 5000/- se jyada milega means APY karwana galat to nahi..

        1. corpus aapko nahi milega. Wo aapke nominee ko milega.

          1. Sir, People said RD is better than APY RD take more interest than APY kya yaha sach hai

          2. Interest rate in RD depends on banks and economic condition of India. But in APY you will get a fixed pension irrespective of any fluctuation. Both has its pros and cons

  68. Sir me government Service karta hu aur income tex bhi bharta hu APY galti se suru karva di ab esko band kaise karna hai plz help me…..

    1. government ne abhi apy bank karne ka process nahi bataya hai.

  69. Sir, kya 60 years ki age tak installment deni hogi or 20 years tak. Jaisa k advertisement me likha hai ( अटल पेंशन योजना (Atal Pension Yojana) से 18 वर्ष से 40 वर्ष तक के नागरिक जुड़ सकते हैं इस तरह इस योजना में नागरिक का योगदान 20 वर्षो का होगा | )

    1. aapko 60 tears tak premium dena hoga. 20 years is the minimum period that you have to give and is for person of 40 years age

  70. sir meri age 02/05/1982 he or me ab atal pension yojna se judna chahta hu to muje kitne Rs/- per mounth janma karvau ki 60 saal ke bad me 5000 per mounth mil sak

    1. aapka atal pension premium hoga rs 752 per month, Aapko yeh amount 27 years tak dena hoga.

  71. AGAR KISI KARAN SE SE MOTHALY KISHT JAMA NAHI KAR PATE HE TO YOJANA ME KESE JUDE RAHENGE.

    1. aap article ko ek bar fir se pade yeh sare cheeze vistar se article main likhi hui hai

  72. mera EPF pahle se kat raha hai kya mai pm pension yojana ka labh le sakta hu, meri age 39 Yrs hai

    1. yes aap atal pension yojana se jud sakte hai. Aapne jo section copy kiya hai us se sirf aapko government contibution nahi milega. Aapko baki sare fayde milte rahenge

  73. Dear Sir
    mai apy lene ke liye sbi bank gaya tha, mai apna aur apni wife dono ka plan le raha tha. aur usme nomanee apne eklote 4 saal ke bete ko bnana chata tha, but bank vale kah rahe hai ki tum dono me se ek hi apne son ko nomanee bna sakta hai jbki dusre ko koi aur nomanee bnana hoga,kya.. kya mujhe apna beta aur meri wife ko koi aur nomanee bnana hoga.agr aisa hai to kya phayada

    1. aap bank ke cutomer care main call kar apni complaint lock kara sakte hai

  74. sir ji kya atal pension yojan ke andar koi refund bhi milta hai ya nahi ya phir pension hi milegi

    1. is main corpus amount milta hai aapke nominee ko aapke and apki wife ki death ke baad

  75. Dear Sir
    Kya mai apne 4 year ke son ko nomanee bna sakta hu jbki icici bank vale mna kr rahe hai,

    1. yes aap bana sakte hai. Aap is ki complaint icici bank ke customer care main kar sakte hai

  76. Dear Sir,
    mere 990/- account se successfully debit ho gaye hai but mujhe APY ki koi paas book nahi mili or jisse APY ka balance pata lag jaye, APY account book kab milegi..

    1. Atal pension Yojana main abhi koi bhi pass book nahi di ja rahi hai.

  77. Dear Sir

    Presntly Iam 40 year of running. Iam working in a PSU. My salary is more than 5.lacs per annuam. Can I also join atal pension scheme.

    1. If I opt this schme and declare my wife as nominee. Later on suppose I dead say after 50 years then shall my wife get the pension and should she also nominate my son as a nominee at that time.

      And second,

      What happened if I declare my wife as a nominee and both of us dead after some time ?

      1. wife is a default nominee in atal pension yojana. It is better to declare you kids as nominee. Please read some of the comments and you will understand all the conditions of this scheme.

    2. yes you can join this scheme.

  78. Sir,
    agar meri wife k naam se liya jaye to aay ker ka labh milega ya nahi jab ki hamari wife ak house wife h.

    1. atal pension yojana main koi bhi kar laabh nahi milta

  79. sir meri age 50 sal he or me ab atal pension yojna se judna chahta hu to muje kitne Rs/- per mounth janma karvau ki 60 saal ke bad me 1000 per mounth mil sake

    1. aap ab yeh yojana join nahi kar sakte

  80. Sir
    Kya Atal Pension me nominee change kar sakate hai

    1. yes apy main main aap kabhi bhi nominee change kar sakte hai

  81. meri age 25 year hai aur main private job karta hu aur mera epf bhi deduct hota hai to kya main is atal pension yojna ko le sakta hu aur isse koi problem to nahi hogi……….

    1. koi peoblem nahi hogi aap yeh plan le sakte hai

      1. but usme to ye likha hai ki यह फेसिलिटी उन्हीं को दी जायेगी जो आय कर दाता नहीं हैं एवम जिनकी EPF एवम EPS अकाउंट नहीं हैं | aur mera to epf bhi katta hai aur main income tax return bhi file karta hu…………….

        1. jo condition aapne likhi hai us case main aapko government contibution nahi milega par Atal pension yojana ke baki fayde milte rahenge.

          1. government contibution KE FAYDE MATLAB APP THODA BATA SAKTE HAI GOVERMENT CONTIBUTION ME KYA AYEGA

          2. Article main government contribution ka section hai kripya aap us he pad le.

  82. sir agar mai ye yojna apnata hu , premium pura hone k baad mujhe kite years tak pension melega ? please tell me.

    1. aapko atal pension amount ajeevan milega

    2. dear sir agar mara premium pura ho jata hai aur mai pension v lena suru kar diya fir in case mera death ho jaye to kiya nominee ko pension milega ?

      1. aapki death ke baad aapki wife ko pension milegi and aap dono ki death ke baad nominee ko corpus amount milega.

  83. Dear Sir,
    Meri age 30 year he. me ye pension plan le leta hu.. aur kuch saal bad jese 42 year me meri death ho jati he… to meri wife (Nominee) ko kewal monthly pension hi milegi ya koi aur amount bhi milega.. plz reply

    1. is case main aapki wife ko pension nahi milegi balki aapki jama ki jua amounr with interest mil jayega.

  84. 5000 pention wali scheme me 60 sal bad turant hi 8.5 lakh rupreye milege or 5000 rupye mahina pention bhi
    asa he kya

    1. nahi aisa nahi hai atal pension yojana main 60 years ke baand aapko 5000 ki pension milegi and aapki mrityu ke baad aapki wife agar jeevit hai to unhe pension milne lagegi and aap dono k jane ke baad aapke nominee ko 8.5 lakhs milenge

  85. sir labh lene se pahale agar hame kuch ho jata hai to iske liye namnee ko kya karna hoga thoda bistrit jankari de please

    1. abhi government ne jaankari puri ratah se nahi di hai

  86. Sir meri age 37 year hai to mujhe 5000 spy kholna ho to mujhe kitne saal tak primium bharna hoga. Aur apy ka koi certificate milega aur claim ki rashi mujhe kaha se milegi .

    1. aapka premium hoga rs 1087 per month. APY ki filhal koi certificate nahi mil rahi hai. aapko pension aapke bank account main automatically deposit ho jayegi

  87. Sir mere chacha job krte h or aayakar bhi bharte h to wo is pention yosna ka labh le sakte h kya or unko 60 years k bad kya milega unki age 28 years h

    1. yes aapke chacha yeh pension scheme le sakte hai

  88. Sir,
    1- Meri Age 28 Yr Hai 5000 rs pension lena chahata hu 2. agar khata khulne ke 10 year baad meri mityu hone per pariwar ko arthik sahayata kya milegi

    1. 1) Yes aap apy pension plan le sakte hai
      2) is case main aapke nominee ko jama ki hui rashi interest ke santh wapas ho jayegi.

  89. Sir,
    meri age 30 year h or yearly income 600000 laks h, kiya mai is scheme se jud sakta, income tex bhi bharta hu or file bhi retun karta hu.

    1. yes aap apy se jud sakta hai

  90. Dear Sir,

    agar 75 years ke age me pension dhark or uski wife ki mirtyu ho jati h to, Corpus Amount fir bhi milaga 5000/- pe 8.5 lacs.

    1. yes tab bhi milega

  91. sir aapne batya hai ki 5000 apy ke liye per month rs- 752 dene padege ye kitne saal tak dene padege D o b – 10-8-1981 hai

    1. aako yeh amount per month 26 years tak dena honga

  92. sir
    meri dob 04/08/1986 hai mera kitna premium hoga abi meri shadi nahi hue hai mai kisko nominee rakh sakta hu aur shadi k bad mai nominee change kar sakte hu reply plz

    1. aapka premium hoga rs 485 per month aap nominee kisi ko bhi bana ksate hai and aap kabhi bhi nominee change kar sakte hai

      1. Sir,
        Mera dob 16/06/1977 hai 5000 ke liye mujhe kitna premium bharna hoga.

        1. aapka premium hoga rs 1196 per month

  93. Dear Sir,

    My age is 35 year kindly tell me for 5000/- per monthly pension.

    What rupees of payment in monthly.

    Rajendra Meshram

    1. aapki premium hogi rs 902 per month.

  94. mere pas aadhar card nahi hai aur sayad aayega bhi nahi q ki maine 3-4 sal pahle aadhar card nikala tha par wo abhi tak aaya nahi hai. aur dusra banane ki kosis ki to dusra banta nahi hai. to kya muse is yojana ka labh mil sakta hai?

    1. bina aadhar card ke bhi aap APy main apply kar sakte hai

  95. Sir mai Bsf mai hun meri D O B 10 -8-1981 hai kya mai 5000 ka plan le sakta hun or ye per month kitna hoga or kitne saal tak dena hoga or goverment se milne wala 50% jo ki 5 saal tak milta hai muje milega kya sir

    1. yes aap apy le sakte hai aapka premium hoga rs 752 per month.

  96. Ye Jo age k hisab se Jo premium bharna na he WO aje k sathe badhega ya fix rahega Jo start me bhara itna hi 60 years talk??? Aur bich me 60 years pahele death ho jaye to nominee ko jitne paise bhare WO melange ya pension monthly milaga. Do no me se koi ek Jo bhi Mile WO koi example leke explain karo,….

    1. aapka premium fix rahega. is case main jama kiya hua paise with interest milenge.

  97. Meri age 11 jun 1985 hai or mere husband ki 4 april 1979 hum dono ko 5000 rs pension lene ke liye kitna premium pay karna hoga?

    1. aapki premium hogi rs 577 per month and aapke husband ki rs 630 per month.

  98. sir,
    main present job Karnataka but my native place west Bengal. main Karnataka ya west Bengal kidhar APY karu?
    agar karnataka mai apy karu to pension west bengal bank se milega kya?
    please replay.

    1. pension aapke bank account main aayegi jihe aap ATM ke dwara kahi par se hi nikal sakte hai

  99. corpus ka kya mean hai 5000 ki pension slabe mein nominee ko kitna corpus milega

    1. corpous matlab fixed amount 500 ki pension par yeh 8.5 lakhs hai

  100. I am 42 year old and my husband is 45 year old can we open accounts in APY scheme . because only 40 year age mentioned… plz reply as soon as possible.

  101. Sir,
    meri DOB 11/12/183 hai aur mera pf account hai kya mai pension plan le sakta hu aur wife house wife hai kya uske naam par bi ye paln liya ja sakta hai tax payee aur pf contribute employee bi is paln ko le sakte hai kya

    1. yes tax payer and pf account holders both can take APY. This means both you and your wife can take it.

  102. meri dob 4 april 1979 hai Rs 5000 pm lene ke liye kitna premimus pay karna hoga muhe

    or mera last premimum kab tak pay hoga kis month tak

    1. aapka premium hoga rs 990 per month. Aapko yeh premium 24 years tak dena hoga.

  103. Sir agar meri age 28 year hai agar mai 15 year tak jama karne ke bad kisi karan vas paisa nahi jama kar pata hu aur jinda bhi hu to mere dwara jama kiye gaye paise ka kya hoga wo return milega ya fir laps ho jayega

    1. aap apy scheme beech main band nahi kar sajte yahi government ne kaha hai. Kuch conditions hai jis main aap yeh band kar sakte hai. Jama kiye gaye paiso ka kya hoga yeh clear nahi hai

  104. maine yeh yojana li or main 60 saal se pehele maar gya to phir kya hoga.iska kya milega.1continuse chelegi/ya band ho jayegi/jama kist ka kya hoga batao

    1. is case main jama ki hui kist byaj samet aapki wife/nominee ko mil jayega

      1. MY AGE 25-12-1991 HAI KITNA PER MONTH DENA HOGA

        1. aapka premium hoga rs 318 per month

  105. if i want to dis-continue this account, is it possible?
    diposit amount reverse back with which rate of interest?

    1. discontinuation of this account not possible.

  106. MERA DOB 9-3-1978 HAI MUJHE 5000 PENSION P/M CHAHIYE ISKE LIYE MUJHE KITNA KIST P/M BHARNA PAREGA

    1. aapka premium hoga rs 1087 per month.

  107. sir me mere mami papa ki APY karvana chata hu mami ki age 58 year h our papa ki umar 60 year h to 1000 rupye ke liye kitni monthli Priemium Kitni jama karvani pade gi our 5000 ke liye kitni jama karvai pade gi

    sir ansssss me

    1. yeh dono apy nahi le sakte

  108. Sir,

    1. Me Kuch Samay Bad Kisi Karan vash pesa nahi bhar pata hu to jo mere jama pesa he wo milega ya nahi or milega to kab milega ?

    1. is bare main abhi kuch bhi clear nahi hai par aap yeh scheme beech main band nahi kar sakte.

  109. Sir meri DOB 05-07-1973 hai.aur meri patni ki umra lagbhag 35 sal hai kya hum aur hamari patni alag alag is yojana se jur sakte hai.aur agar han to hum dono ka alag alag primium kitna hoga.
    sath hi 60 ke bad hum aur hamari patni ko alag alag bhugtan kitna hota rahega.
    please reply.
    thanks…

    1. aap Atal pension yojana nahi le sakte since aap 40 years cross kar chuke hai. Aapki wife le sakti hai unki premium hoga rs 902 per month.

    2. Sir me Punjab me job karta hu..or mera janm bhumi Bihar hai..or mera bank auncont Punjab me hai..to kiya me waha Bihar me use kr pauga..kiya mujhe 60 years bad mujhe yahi Punjab anna pardega

      1. Pension aapke bank account main aayegi jihe aap kahi par bhi transfer kar sakte hai. ATM se paise aap kahi par bhi nikal sakte hai.

  110. श्रीमान मै थेकेदर के पास काम करता हु वो सरकारी ठ्केदार है, मेरा वहा ई पि एफ कट्ता है. तो क्या मे अटल पेंसन योजना ले सक्ता हू

    1. yes aap APy se jud sakte hai

  111. now i am 24 so i have to pay 346 per month but after one year what will i have to pay,

    1. premium would remain same as rs 346 per month

  112. sir mai abhi contructual job karta hu, agar kisi din mera job ke through pesion chalu ho jai or mera atal pension bhi chalu rahe to kya hoga? please reply…………….

    1. aap ki atal pension tab bhi chalu rahegi.

      1. EPF PPF KA ATAL YOJNA ME SIRF ITNA HE FARAK HAI KE AAPKO GOVERNMENT KE DAWARA DI JANE WALI 50% EXTRA RELIEF JO KI FIRST FIVE YEAR KE LIYE HAI WOH NAI MIL PAYEGI

  113. Namskar Sir Ji

    Meri Age Hai 07.08.1982 or Meri Wife Ki Age Hai 01.12.1983 Hum Dono Ki Priemium Kitni Ayyegi or agar 2 dono ki 60 year ke pehle death ho jaye to nominee ko interseat sahit pura payment milega kya kyu ki jab piche koe bharne wala hi nahi hai to vo payment milega kya or agar 60 Saal Ke Pehle khali husband ki death ho jaye unke piche koe payment bharne wala nahi hai to unko kya milega

    1. aapka premium hoga rs 689 per month
      aapki wife ka premium hoga rs 630 per month

  114. Sir my wife birth date is 30/10/1977. i want 5000/- per month pension. pl say for our emi

    1. her premium per month would be rs 1087 per month.

  115. Sir,
    Mera DOB 15/12/1986 hai, kitna ka premium hoga
    Aur mai apni wife ko bhi usme shamil karna chahta hoo jiska DOB 10/10/1991 hai uska premium kitne ka ayega.
    Aur kya mere APY me Nominee meri wife, aur mere wife ke APY me Nominee mai ho sakta hoo.
    Aur iska fayda kis tarah se milega.
    Please answer me.

    1. aapka premium hoga rs 485 per month
      aapki wife ka premium hoga rs 318 per month.
      Pati and Partni ek dusre ke automatic nominee hote hai is yojana main.
      Fayde ke liye article pade.

  116. sir khud ki death ke bad wife ko pension milegi or wife ke bad corpus amount nominee ko milega but nominee to wife ko hi bana rakha h to kis ko milega corpus amount kyoki nominee jo ki wife thi us ki bhi death ho gai please give me answar

    1. is yojana main wife ko aap nominee na banaye.

    2. pf cutting ya gov servant log eska fayada le skte hai kya

      1. yes government servant yeh scheme le sakte hai.

  117. Dear Sir,
    how much take time to start this scheme after proper fill up the form of APY mean when premium debit from my account

    1. since this is a new scheme and I have heard from lot of readers that there money have not been deducted from their respective account. Banks may take some time to deduct your money but premiums would be calculated from the day you have submitted your form.

  118. If i am filling my ITR of Zero (0) amount.. will government still contribute?

    1. if you do not have any epf account as of now then government will contribute.

      1. Ok.. Thanks for your reply.

        Kindly let me know if I obtain this scheme now and after 3 years i start paying tax then government will still contribute its share?

        1. you will get government contribution till you are non tax payers

  119. as government will contribute till 5 years only.. after that it will effect my premium??

    1. no your premium would be same.

  120. If i am dead before age 60 then my Nominee will get the deposit amount with interest… Ok i understand this.. but let me know if the government contribution (Maximum 1000 Per Year) will be also included in that amount.

    1. yes if you are eligible then it would be included

      1. Is there any terms and condition of Death.. like natural or accidental..

        1. no there is no terms like this in apy

          1. My DOB is 04.07.1988…what would be my premium?

          2. happy birthday Piyus, Your premium from today onwars would be rs 446 per month

          3. Thanks Mr. Pavan,
            This premium is for 5000 Pantion Per Month?

  121. If my saving account Home branch in different city and I want to take this AP
    Y from some Bank
    s/v account but from different city ,Is it possible , Please keep me posted, Thanks

    1. yes you can call customer care of your bank and get yourself enrolled.

  122. Sir,
    Meri DOB 1.1.1985 hai, Mai Rs.5000/= Atal Pession Yojna lena chahta hu. Isme mujhe Per month kitni Premium deni hogi. aur kitna year tak. aur death hone paisa nahi jama ho paya to kya hoga to kya fir bhi paisa hamare namit ko melega. to kitna.

    1. aapka premium hoga rs 577 per month aapko yeh premium per month 30 years tak dena hoga. aapki mrityu par aapke nominee corpus amount milega.

  123. sir meri dob 19/06/1991 main 5000 pension lena chahu to mera monthly premium kitna hoga

    1. aapka premium hoga rs 346 per month

  124. Sir me cisf me job krta hu. Me tax payer hu. mera dob 31.12.1985kya me apy khol Sakta hu? 5000 penson k lye mera premium kta hoga. AGR mera death 70 me ho gaya to nominee ko kitna milega ?

    1. aap ka premium hoga rs 529 per month. nominee ko rs 8.5 lakhs milega

  125. Namaskar Sir !
    Mujhe yah janna hai ki is yojna ko lene ke bad yadi bich me ise koi band krna chae to kya us aadmi ko jama ki gaya paisa milega ya nahi?? Aur yadi milega to kab???

    1. abhi is bare main clear instructions government nahi diye hai

  126. Sir m 18 sal k hu m 5000 vali premium se judna chata hu agr m shadi bi ni kru or nominate ki bi death ho jay or mere bi ho jay death to paise kiss ko mila gya vo ?????

    1. is case main aap jo bill banayenge uske hisab se is amount ko claim kiya ja sakta hai

  127. kya age 48 ho to atal pension yojna me Jud sakte h ki nhi

  128. Meri dob 5-5-1978 hai,mujhe kitni primium bharni padegi taki mujhe 5000 pension mile,or sath me main swalabhan yojna ,prran card ke bare me jankari chahti hu..or kya main sath me un yojnao se jud sakti hu

    1. aapka premium hoga rs 1087 per month. Swablambham scheme ab APY hi ban gayi hai.

      1. sir yadi meri umar 61 Saal ya usse uper ho jati hai to yadi meri death ho jati hai to paisa milega

        1. is case main aapki wife agar jeeveit hai to unhe pension milna start ho jayegi and us ke baad aapke nominee ko corpus amount mil jayega.

  129. hi sir ,
    mera sawal hai ki agar husband & wife dono hi is yojna se judte hain…..kya wo ek doosre ko nominee rakh sakte hai ,
    aur sath hi agar kisi ek ki bhi mrityu ke paschat doosre ko pension ka sehyog bhi saath milega?
    thanks

    1. pati and patni ek dusre ke automatic nominee hote hai is yojana main.

  130. kya sir yadi bich me kisi karan vash paisa nahi jama ho paya aur account band ho jay us condition me kya jama kiya hua paisa wapas milega ya nahi plz explain sir …………..

    1. is bare main sarkar ne jiyada information ni di hai.

  131. क्या अगर भविष्व में मुझे सरकारी नौकरी मिलती है। तो ये पेंसन चालू रहेगा। कृपया मुझे जवाब दें।

    1. yes pension scheme aap ke liye chalu rahegi

  132. Sir mai central gov me job karta hu.aur mai incom.tex deta hu .mera dob 12.12.78 hai.kya mai APY le sakta hu.aur mera monthly rentel kitna hoga.

    1. yes aap jud sakte hai aapka premium hoga rs 990 per month

  133. Dear Sir,
    My wife’s DOB is 30/11/1981 and i want to take PMY for Rs. 5000/- PM. Please reply me that how much premium i will have to pay.

    1. your premium would be rs 752 per month

  134. सर मेरी उमृ 25 साल है मे आयकर दाता हू मेरी सालाना आय करीब दो लाख है तो मे अटल योजना से जुड सकता हु

    1. yes aap jud sakte hai

  135. if i take atal pension scheme at the age of 37 with scheme of 5000 pm after 60 years how would i take the pension pm. After 65 any persons death how would the scheme legible and give extra benefit to the nominee. After death which type of claim procedure availed.

    1. your pension will come in your bank account. After your death you wife if alive at that time will start getting your pension after she is gone your nominee will get rs 8.5 lakhs.

  136. mere age 29 years hai to me 5000 vala skim leta hu , aur mere death 36 years me hota hai to after death meri family ko kya benefit hoga?

    1. aapki jama ki jayi rashi byaj sameet aapki wife/nominee ko mil jayegi

  137. Sir meri umar 36 sal meri wife 30 sal ki hai hum dono apy se judna chahte hai. hame bataye ki agar hum 1000,2000,3000,5000, me se koi plan le to kisme kitne rupye par month jama krane hoge. kaya ek satha bhi jama kara sakte hai.

    1. premium ke liye aap article main laga premium chart dekh liyiye. Aap dono apy le sakte hai par dono ke accounts alag hone cahiye

  138. Agar mai 5000 rs wali pensun yojna leta hu to agar meri our meri wife ki mrityu 60 year pahle ho jati hai to jama ki gai paisa kisko our kitna milega

    1. is case main aapko aajeevan pension milti rahegi and us ke baad aapke nominee ko 8.5 lakhs mil jayenge

  139. Dear sir,

    Agar meri death 58 yrars me ho jati hai to wife ko intrest sahit deposit amt to milega par wife ko pension or nominee ko corpus amt milegi ya nahi…?

    1. is case main pension nahi milegi. jo amount aapki wife ko milega wo ek tarah se corpus amount hi hai.

  140. Sir. Mera d/b..28.02.1986 hai mai atal pension yojana Rs.5000 ka Lena chahata hoo mai income TeX bhi nahi deta hoo tab meri premium kitana hoga Aur bhavishya me agar incomtex dena pada to premium kya ho jayega .

    1. income tax dene nahi dene se is yojana main koi farak nahi padega aapko. aap ka premium hoga rs 529 per month

  141. Sir, Mai ek Central Govt. Employee hun. kya mai is ATAL PENSION YOJNA TO le sakta hun.

    1. yes aap le sakte hai

  142. Sir,

    I would like to ask you one thing, can i take this atal pension yojna scheme as my gross salary is 290000/ which comes under income tax slab.

    Second thing, if government may be changed then this scheme will run under other government with same policy.

    Please reply

    1. 1) You can apply for apy
      2) Scheme should be there, there might be a name change but scheme should remain.

  143. सर नमस्ते मेरा नाम JAGDISH CHANDRA है मैंने 5000 वाला अटल पेंशन प्लान लिया है!!

    1. यदि मेरी मृत्यु 60 वर्ष के पहले 40 वर्ष में हो जाती है तो मुझे EMI पुरे 60 वर्ष जमा करना पड़ेगी क्या?? अगर नहीं तो मुझे जमा पैसे ब्याज सहित कब तक मिलेगा?? 40 वर्ष बाद या फिर 60 वर्ष बाद??

    1. sir aapki mriyu 40 warsh main ho jati hai to aapke nominee to turant byaj samet aapki jama ki gayi rashi mil jayegi

  144. sir
    this time my annual income is 253440 .am i eligible for Atal Pension Yogna

    1. anybody who lies in the age range between 18-40 years is eligible for APY

    2. Please tell about form of atal pension yojana bank will not supply

      1. you can download apy form from our website

    3. sir may aur mary wif dono atal pension ky liay app kar saktey h kya

      1. yes kar sakte hai agar aapki and aapki wife ki age 41 se kam ho to

    4. husband and wife dono apki atal pension yojna ke liye apply kar sakte hain jisse dono ko same benifit mile kya dono ek doosre ko nominee bana sakte hain

      1. yes aap dono apy le sakte hai ek dusre ko nominee bhi bana sakte hai

  145. Sir maira d o b 25/11/1989 hai mai 5000 penssion yajana se jurana chahata hu. sir agar mai 10 yar tak paisa bharata hu iske bad choor deta hu to ye paisa mile ga ya nahi

    1. aap yeh yojana beech nahi nahi band kar sakte

      1. my date of birth is 12/07/1990. what is the premium for get rs. 5000/- per month pension.

        1. your premium for apy would be rs 346 per month

  146. sir my date of birth is 26/03 /87and my husband 25/03/86
    ham 5000 per months wala apy she judna chahte h, to hame kitne rs. per month dene honge.

    1. aapka premium hoga rs 485 per month
      aapke pati ka premium hoga rs 529 per month

  147. Hello Pavan.

    Really thanks for the above all information about APY. because when i went to my bank branch (BOF) they are not ready to give detail information like they are doing some faover or what, they are not doing there Duty.
    Is it possible to diclare any list of branch which are having PRADHAN MANTRY JAN DHAN YOJANA scheme.
    please forword me. Thanks

    1. Thanks Swati, All the banks are offering this scheme. You can call the customer care of the bank in which you have a savings account. Then will get you enrolled over phone itself.

  148. my date of birth is 08/07/1991. what is the premium for get rs. 5000/- per month pension.

    1. rs 318 per month

  149. Dear Sir ,

    Main ek ltd. company main job karta hoon jahan par mera epf kata hain . Aur mri dob 15/06/1993 hain Main 3000 pension chahata hoon amt kitna jama karna hoga kya main APY Main jud sakta hoon .

    1. yes aap apy se jud sakte hai aapka premium hoga rs 177 per month

      1. Lekin detail mein to likha hai ki jiska EPF ya FPS mein account hoga vah is yojna ka laabh nahi uth asakta.

        Pls confirm ??????

        1. nahi aisa kahi par bhi nahi likha hai. kripya aap dhyan se pade.

  150. I’m government employee and my dob is 27/12/1988
    i would like to apply for 5000 p.m pension scheme
    and how would i pay for monthly premium

    1. you just have to fill the apy from in any bank in which you have savings account. Money would be debited from account automatically

  151. Dear Sir,
    I have deposit Atal Pension form on 20 June after completed fill in SBI Haridwar but still premium have no debit my account please tell me how many time for debit & what procedure

    1. since this is a new scheme so they may take some time to debit money from your account.

  152. meri patni ka khata benkme nahi hai postne he to pensin yojanaka labh mil sakata hai?

    1. abhi yeh yojana sirf banks main hi hai

  153. sir .
    my wife is housewife her age 25/09/1975 can she get APL , and what is premimum amount? i am job in private company
    but iam tax payer , there is any problem?

    1. no there is no problem and she can apply in apy her premium would be rs 1318 per month

  154. meri janam tarikh 01/07/1990 hai kaya mai is yojana se jud sakata hu.

    1. yes aap jud sakte hai

  155. सर नमस्ते मेरा नाम अरुण है मैंने 5000 वाला अटल पेंशन प्लान लिया है!!

    1. यदि मेरी मृत्यु 60 वर्ष के पहले 40 वर्ष में हो जाती है तो मुझे EMI पुरे 60 वर्ष जमा करना पड़ेगी क्या?? अगर नहीं तो मुझे जमा पैसे ब्याज सहित कब तक मिलेगा?? 40 वर्ष बाद या फिर 60 वर्ष बाद??

    1. yadi aapki mritu 60 years k pehle ho jati hai to us samay tak aapki jama ki kai rashi byaj samet aapki wife/nominee ko mil jayenge

      1. Sir agar meri mrityu 40 varsh me ho jati h to Jama ki hui rashi byaj sahit kb tk milegi

        1. yeh turant hi aapke nominee ko mil jayegi

  156. my date of birth is 01-07-1990 how much i invest for this yojana.

    1. your premium would be rs 346 per month

  157. Sir mai 47 saal ka hu or sarkari naukar bhi hu mujhe kitna premium dena hoga

    1. aap yeh yojana nahi le sakte

  158. Meri age 24 years hai me APY Me judna chahta hu.mera monthly premium kitna hoga pls reply me

    1. aapka monthly premium hoga rs 346 per month

  159. SIR I AM WORKING PRIVATE SECTOR DOB 15.08.1974 CAN I OPEN ATAL PENSION ACCOUNT

    1. yes you can open APY

  160. Kya Pat Patnai Dono Alag Alag APY se Jud Sakte Hai

    1. yes agal se hud sakte hai

  161. Sir meri date of birth 08/02/1979 hai. Mujhe atal pension main nivesh karna hai. Jisse mujhe 5000 per month mil sake. Premium kitna hoga

    1. aapka premium hoga rs 990 per month

  162. Dear sir
    Meri age 28 h primium kitna hoga
    Aur mai abhi taxpayer nahi hu but agar future me taxpayer ho jata hu to us condition me kya hoga.
    Aur atal pesan yojna kaun-kaun si bank me hai.

    1. 5000 pension ke liye aapka premium hoga rs 485 per month.
      tax payer hone se koi farak nahi padega
      apy almost sare banks main hai

  163. Sir,

    I want to enroll my self in APY and want Rs. 5000/ pension after 60 years. i am a handicap person and taking handicap pension also. so can i enroll in this policy also. Pl. clarify.

    1. if your age is less then 41 then yes you can apply

  164. sir,
    my d.o.b is 30.09.1983 hai to mujhe kitna pesion dena padega or kitna din dena padega ???????? last premium kaun sa age me khatam hoga, mai jab death kor jaunga tab kya pesion mera wife ko pesion milega kya ??? . or mera namini me meri beti hai to pesion kya usko bhi kya milega kya,, plese help me & reply me my qry.

    1. aapki premium hogi rs 630 per month. Aapko yeh premium 29 years tak deni hogi. aap agar 60 k baad expire hote hai to pension aapki wife ko milne lagegi and usne baand aapke bete to rs 8.5 lakhs mil jayenge yeh rs 5000 pension k liye hai

  165. meri age 36 year hai primiyam kitna hoga aur kitne year primiyam bharna hoga

    1. aapka premium hoga rs 990 per month aapko yeh premium per month 24 years tak jama karana hoga

  166. Sir,
    Mera age 22 yrs hai.
    Mujhe 5000 pension k liye kitan premium amount dena hoga?

    1. aapka premium hoga rs 292 per month

  167. MERA SWAVLABHAN YOJNA ME ACCOUNT KHULA HUA HAI JISME MUJE PRAN NUMBER ALLOT HAI. ME 2 YEAR SE IS YOJNA ME HU.ABHI MERI AGE 24 YEAR HAI.MUJE KIS AGE ME ABY YOJNA ME KIS AGE KA CONTRIBUTION DENA HOGA

  168. Sir meri age 28 hai aur meri friend ki age 34 hai hum koi govt nokari main nhi hum ek privet nokari karte h humko monthly kitna pese jama karwana padega

    1. aapko and appke friend ko kon sa pension plan cahiye

  169. mare age 38 ha mujha 5000 vale atal pension yojana ma prr month kitna pay karna padaga

    1. Rs 1196 per month

      1. Mere ko kitne year tak paisa jama karna parega 40 year tak ya phir 60 year ke age tak

        1. 60 years ki age tak

  170. sir agar mai apna premium annualy dena chahta hoo to kya aisa possible hai ?

    1. nahi aisa possible nahi hai

  171. sir, me 24 sal ka hoon ,,if I started this scheme for 5000 pension. to mujhe per month kitna dena padega..?

    1) is scheme ko open karne ke bad every month bank jakar dena padega ,,ya bo khate se per month automatic debit ho jayega .

    2) kya ham apni bank account se per month auto debit karsakte hain ?

    please sir I waiting ur answer !

    1. rs 346 per month aapki premium hogi
      1) ya premium aapke account se apne aap har mahine kat jayega
      2) yes

  172. sir pnb me atal pension yojna avi nahi aya hai kiya
    bank bale bolte hai ki hamre pass ishka sarkular nahi aya hai to kiya kare
    hamara account pnb me hai

    1. PNB main apy a chuka hai. aap pnb ke customer care main baat kare

  173. सर मेने अटल पैंसन योगान ली है अगर मेरी और मेरी बीबी की म्रत्यु हो जाये तो मेरे बच्चों को पैंसन कितनी बर्ष तक मिलेगी

    1. aapke baccho ko pension nahi milegi unhe corpous amount milega. Yani ki aapki jama ki gayi rashi byaj samet.

  174. Meri govt job hai aur meri age 36 year hai. Main 5000 pension chataha hu. Mere pass GPF aur PPF account bhi hai. Kya main APY le sakta hu ? Meri kist kitni hogi ?

    1. yes aap APy le sakte hai. aapka premium hoga rs 990 per month.

  175. Sir
    Maine 5000 pension wali yojna li h isme 8.5 lakh ka matlab samjhaiye .ye 8.5 lakh kab milenge.

    1. 8.5 lakhs aapke nominee ko milenge. Yeh aapke and aapki wife ke jane ke baad milenge.

    2. Sir
      I m 33 yrs old. 5000 pension me meri instatment kya hogi..

      1. aapka premium hoga rs 752 per month

  176. meri umer 35 hai me 902 manthali primium hai
    parantu mere bad nomenee – Varasdar ko mere bad
    kitni pention milegi

    1. aapke baad apki wife ko pension milegi and us ke baad aapke nominee ko 8.5 lakhs

  177. PENSION YOJONA MAIN PRIMIUM HAR MAHINE DEPOSIT KARNA PADEGA AGAR KUCH SAL KE BAD DEPOSIT NEHIN KAR PAYA TO KIYA PEISA DOOB JAYEGA.

    1. agar bimari ki wajah se yeh na ho paye to kuch nahi hoga warna aapke baas 2 saal tak ka time hota hai repay karne ka is ke baad bhi agar nahi kiya to account freeze ho jayega

  178. meri Umar hai 34year meri kist ban rahi hai 824/- 26 sal tak jama karna padega us ke bad mujhe 8.5 lac bhi milege or 5000/-per month Pension bhi milegi kya

    1. nahi aapko sirf pension milegi. 8.5 lakhs aapki and aapki wife ke death ke baad nominee ko milenge

  179. Mera dob 13/10/1975 hai mai ek private company me job karta hu vaha mera EPF hai mai apy me 5000 pension me bhag lena chah raha hu kya mai bhag le skta hu yadi ha to iske liye mujhe kitna rupay month me dena hoga

    1. ha aap apy le sakte hai aapka premium hoga rs 1318 per month

  180. yadi me 10 sal premium bharkar kisi reason se nahi bhar sakta es case me mujhe paise milenge ya nahi aur yadi han to minimum kitne saal bharne ke bad lagu hoga

      1. Sir agr meri waif ki death muse phle or meri death 70 Sal bad hoti to mere bbacho ko 5000plans m kitna pass milega

        1. is case main unhe Rs 8.5 lakhs Milenge

  181. 1.Meri date of birth 10 july 1989 hai mujhe apy se judna hai to 5000 pension ke liye mujhe kitni emi deni padegi
    2. Mera income tax nahi lagta to kya govt koi amount mujhe dege emi ke liye .

    3. Mujhe new account open karna padega apy ke liye jab ki mera pahle se hi saving account hai .
    4. Ar ki yojna ki grantee kya hai kaise pata chalega ki hum is yojna se jud gaye h koi repist ya pawati.

    1. 1) aapka premium hoga rs 376 per month
      2) yes aapko government contribution milega
      3) Nahi aap apne old savings account se hi apply kar sakte hai
      4) Form bharne par apko acknowledgement slip milegi

  182. Dear sir,
    meri umer abhi 23 hai, to muze per month kitna paisa dena pdega.

    1. for 5000 pension aapki premium hogi rs 318 per month. Aapko yeh premium per month 37 years tak dena hoga.

  183. meri age 42 and meri wife ki age 38 kya main is yajana ka hisa ban sakta hu

    1. nahi aap nahi ban sakte parantu aapki wife ban sakti hai

  184. Sir…

    Meri Age Abhi 26 Running Hai to muze kitana monthly dena padega for Rs. 5000/- pension ke liye aur kitane sal tak bharana padega? aur uske pahale death ho gai to bhara hua paisa interest ke sath mil payega?

    reply.

    1. 26 running yahi 25 complete ke liye premium hoga rs 376 per month. yeh premium aapko per month 35 years tak dena hoga. detah ke case main aapne jo likha hai wahi hoga

  185. Sir,

    Meri age 29 yrs hai. Mere premium ki amount kua hogi?

    1. aapko kitni pension cahiye?

        1. Rs 529 per month.

  186. Meri umar 36 year has our mere patni ki umar 34 hai hame rupay “5000” pension chahiye. To hme kitna premium dharnna jaruri hair. Dono loko ko pension meliga agar Ek ki mrityu ko jati hai to pension dusare ko kita milega .

    1. Aapka Premium hoga rs 990 per month, aapki wife ka rs 824 per month. Agar ek ki mritu ho jayegi agar 60 years k baad to dusre ko us ki pension mil jayegi

  187. Dear Sir/Madam,
    If I will dead before 10 year at starting fo APY then what will gain of my nominee

    1. in this case your nominee will get the amount that you have deposited with interest.

      1. Dear Sir,
        If I will dead after 10 year from starting of APY then what will gain of my nominee

        1. he will get your accumulated amount with interest.

          1. Sir, Can I join NPS & APY both together..

  188. Hii Sir

    Mera Birth Date 22/01/1990 hai to muze 5000 pension yojna keliye kitana monthly installment bharana padega…
    aur 60 age se pahale death ho gai to jitna bhara hua amount milega kya? aur kabhi milega? aur ye installment 20 yrs. tak bharani hai kya?

    pls reply.

    1. aapka premium hoga rs 902 per month aapko yeh premium 25 years tak dena hoga. 60 k pehle death main amount wife/nominee ko mil jayega.

  189. Sir
    I am. Serving in government sector.
    Can i join atal pension yojna.

    1. yes if your age is less then 41 years

  190. Sir meri umar 26 saal hai abhi mai atal pension yojana mein judana chahata hu aur muze 5000 rupaye pension chahiye to mera premium kitana hoga.

    1. aapka premium hoga rs 409 per month

  191. atal pension yojana mai nomineeka name change karna hai to mujhe kya karna hai

    1. aapko apne bank main ja kar yeh kar sakte hai

  192. Maine atal pension yojana lee hai per nominee meri mother hai ab mai nominee meri wife ko bana chata hu to mujhe kya karna hoga

    1. aap bank ja kar yeh change kara sakte hai

  193. meri age 29 year hai to mujhe 5000 Rs. Pension ke liye kitana premium bharana hai, aur 8.5 lakh ka calculation nahi samjh me aya. please explain.

    1. aapka premium hoga rs 529 per month. 8.5 lakhs 8 percent RD ke hisab se calculate haa hai

  194. sir meri age an 18 ho jayegi mujhe kitna premium dena hoga 5000 k liye.

      1. meri age 20 year hai or mere brother ki 18 to 5000 ke liye mujhe month me kitna or kitne month tk dena hoga

        1. aapka premium rs 248 per month.
          aapke brother ka rs 210 per month

  195. Sir meri age 29 year hai aur meri wife ki age 23 year hai. Mai aaykr tex me nhi aata hu.Ydi mai 5000 rs. Ka plan leta hu to meri premeym kitne hogi.
    2.aur ydi 61 year me meri maut ho jati hai to meri wife ko pensn kb se melna start hogi aur kab tk melygi.
    3.aur ydi ham dono ki maut ho jati hai (meri after60 year) to eska labh mery bachy ko melega to kese.
    sir meri sadi 27apr 2015 ko huei hai abhi bachy nhi hai.

    1. 1) aapka premium hoga rs 529 per month, aapki wife ka 318 er month.
      2) yes ho jayegi
      3) abhi aap nomine kisi ko bhi bana sakte hai. baad main jab bacche ho jaye to aap nominee name change kar ke unka naam daal de.

  196. sir meri age 27 year ke hai mera premium kitana hoga 5000 pension ke liye

  197. Sir,
    Mera umar 21 year hai ,
    Mujhe 5000 pension ka khata kholna hai…too plz bataiye ki kitni rashi prati mahina karna hogs. ?

    1. aapko priti mah rs 269 bharna hoga.

  198. Q.1 sir main abhi private job karta hu or mari d.o.b. 16.09.1987 hai ir main abhi income tax nahi deta hu . Ager main atal pension yojna leta hu or 2ya 3 year bad mera income tax lagne lagta hai to kya mujko pension milti rahegi ya account deactive kar diya jayega

    1. pension milti rahegi

  199. sir. mai aurn meri wife dono atal pension yojna li hai, man lijiye 60 sal bad meri deth ho jati hai to ,kya mera bhi pension meri wife ko milega

    1. yes unhe aapki and unki dono ki pension milegi

  200. Meri umar 32 year has our mere patni ki umar 22 hai hame rupay “5000” pension chahiye. To hme kitna premium dharnna jaruri hair.

    1. aapki premium hoga rs 689 per month
      aapki wife ka premium hoga rs 292 per month

    2. Sir meri d.o.b. H 27 dec1984 to meri kisht kya banegi or mujhe kya benafit hoga

      1. aapka premium rs 577 per month hai. Benefits k liye aap article pade

  201. sir I am working with Private sector and me EPF Deduct through company and I am a Tax payer, Can I open Atal pension Yojana account, Please suggest

    1. yes if your age is less then 41 years.

  202. sir mere bhai 33 year ke hai unka premium kitana hoga 5000 pension ke liye

    1. aapka premium hoga rs 752 per month.

  203. Sir,
    Meri DOB 8.1.1976 aur meri wife ka DOB 20.1.1981. 5000/ monthly pension kelie hamari monthly premium kitni hogi.

    1. Aapki premium hogi rs 1318 per month aapki wife ki premium hogi rs 824 per month.

  204. Modi ji ka yah sapna mughe bahut pyara laga isko boltte
    Sabka sath sabka vikas dhanybda

  205. sir atal yojana ka form fillup kar diya pr mere pas koi record ya sms bhi nahi mila hai to kaise malum hoga ki mai hissa ban paya y nahi,
    bank walo ki is yojna k tahat koi dilchaspi nahi dikhi,ysa kyo?

    1. yeh ek problem hai abhi is yojana main

  206. Me and my wife dono 5000/rs ke pension Lena chahte
    Me tax payer hoo, wife house wife hai
    Kya joint schem lene per gov ke 1000rs ke subsidy milegi
    Do no ka premiums kitna hoga

    1. Yeg 38yrs
      Wife 35yrs

      1. yes aap dono yeh scheme le sakte hai.
        Aapka Premium : Rs 1196 per month
        Wife ka premium :-rs 902 per month

        1. Q1 mai &meri wife do no joint pension scheme le skate hai ki nahi
          Yeg 38yrs
          Wife 35 yrs
          Joint scheme Lena me
          1000ruppes ki subsidy milegi ki nahi

          1. yes aap dono yeh scheme le sakte hai

    2. Sir
      Meri mother ki age 44 hi. Ky v atal panson yo. Se jur sat.h

      1. nahi we is age main apy se nahi jud sakti

  207. sir,
    Q.1 =k ek company me kam karta hu or m EPF and ESI contribution krta hu kya m APY ki scheme le skta hu.

    1. agar aapki age 41 se kam hai to aap apy le sakte hai

  208. Sir, Yadi 1000/- per month deposit karta hu to muze per month kitni pension milegi

    1. sir yeh depend karta hai aapki age kitni hai

  209. Sir,
    Meri DOB 01/07/1987 ha 5000 pension ke liya kitna par month dena hoga aur kya yeh rashi only 20 years ke liya dena ha ya jab tak 60 saal ke hoga tab tak dena ha supose that today i am 28 year if i have this plan i have given prieame 48 year old ya 60 year

    Regards
    mukesh kumar sharma
    9667081132

    1. Aake age aaj ki 27 years complete hai. aapka premium for 500 penion would be rs 446 per month. Yeh rashi aapko 33 years tak deni hai yahi jab tak aap 60 years k ho jaye.

  210. 1- Sir meri mother ki age 42 years hai. kya bo APY me apply kar sakti hain.
    2- meri age 20 hai agr main apply karta hun agr dateh 20 sal k piread me hi ho jati hai tb kya hoga kuch paisa milega ya nahin.

    1. 1) No
      2) is case main aapke nominee ko jama kiya gaya amount byaj samet mil jayega

  211. my dob is 19/01/1984.. plz bataye ki 5,000/ – 10,000/ wali pension ke liye abhi kya primum hoga

    1. maximum pension amount abhi rs 5000 hi hai apy main us ka premium aapke liye hoga rs 630 per month

  212. (1) In case sir me 5000 bali pension yojna leta hu aur meri deth 62 year me hoti hai to mere wife ko pension 5000 rs milte hai APY..lakin meri wife ki bhi deth 4 year bad ho jati hai to kya nomine ko (mere balak ) ko kya kuch amount milega kya ya acount close ho jayega.
    (2) In case sir me 5000 bali pension yojna leta hu aur meri deth 62 year me hoti hai aur meri wife already mere pehli hi death ho chuki hai to kya mere nomine ko (mere balak) ko 8.5 lakh rs. mile ge bo katni time me ?

    1. 1) yes aapke bete ko rs 8.5 lakhs milenge
      2) yes milenege. Time k bare main abhi nahi bataya gaya hai

    2. mere pitage ki umra 52 sal hai..khete ka kam krte hai…unki atal pension ho skti hai kya….nahe hai to kon se pension hai..jisme unko 60 sal bad kuch pension milna praram ho jaye…jise bhe pata ho pls reply

      1. us ko apy nahi milega. is age main koi bhi pension plan lena theek nahi hai.

  213. sir my dob 07/07/1986 mujhe 5000 pension ke liye kitni rashi per month deni hogi

    1. since aapki age abhi 28 years complete hai is liye aapki pension rs 485 per month hogi

  214. my dob is 23/10/1990.. plz bataye ki 5000 bali pension ke liye abhi kya primum hoga

    1. Rs 346 per month

  215. sir mere dob 01/07/1985 hai to 5000 bali pension ke liye kinte bali policy amount banega agar abhi she jama karna hai to ……… plz reply

    1. Rs 529 per month

  216. ager bich me band hone per ya aapna paisa wapas lena chahe to paisa mil sakta hai kya

    1. nahi normal condition main aisa nahi ho sakta

  217. Dear Sir
    My date of birth is 04/11/1983. 5000 rs pension ke liye kitna premium hoga.

    1. rs 689 per month

      1. 1.Sir Age kaun si date se count karte hai is pension plan me.
        2. agr 70 ki age me death hoti hai to nomanee ko 8.5 lakh milega ya nahi .
        3. icici bank se agr mai ye yojna delhi me start karu aur pension ke time up me shift ho jau to pension up ke icici semil sakti hai kya ya delhi ke bank se hi milegi

        1. 1) Age aapki DOB se count hoti hai
          2) agar aapki patni jivet hai to penhle unhe 5000 ki pension milegi un ke baad nominee ko 8.5 lakhs milega
          3) Yeh pension since bank main ayegi is liye paise aap kahi se bhi nikal sakte hai

        2. 1 since bank kaun sa bank hai kyoki aapne since bank likha hai.
          2.kaun si date se ka mtlb hai 1 june 2015 ya 4 nov 2015.

          1. 1) aap kisi bhi nak se yeh le sakte hai sare bank main yeh laago hai
            2) 4 nov

  218. Sir, Mera dob 27/10/1976 hai. Mai APY me 5000 ka scheme Lena chahta Hu. Mujhe kitna premium Dena hoga. Aur Kisi karanvash future me premium nahi de pata Hu to hamare dwara jama Ki gayi premium ka bhugtan kis tarah hoga.

    1. rs 1196 per month. agar kisi medical conditions k wajah se aap na de paye to aapko rakam mil jayegi,

  219. अगर मेरी मौत 61 साल बाद हो जाती है। तो मेरे पत्नी की उम्र कम से कम कितनी होगी चाहिए कि उसे पेंशन मिल सकेगी।

    1. unhe turant pension milna start ho jayegi age se koi farak nahi padega

  220. Sir apy me pension dhari vidhawa mahila k liye lagu ho sakti h kya?knyoki unke pati sarkari nokari me the jinka nidhan ho gay.plz reply

    1. agar unki age 41 se kam hai to

  221. Sir,
    mein central govt empolyee hun,mera EPF acct hai aur mein Incom tax paid karta hun, Mera DOB 03 Jun 1968 mein to sayad eligble nehin hai magar mera wife jinka DOB 12 Jul 1979 hai kya wo APY se jud sakte agar hai to 5000 pension ke liye instalment kya hoga.Iske liye unko nominee kisko banana padega, mere ko ya hamare ladke ko jinka age 13 & 09 yrs hai.

    1. yes aapki wife jud sakti hai unki premium hoga rs 902 per month. Aap default nominee honge is scheme man is liye aap apne baccho ko bana sakte hai.

      1. humari wife ka koi personal acct nahin hai per humara SBI mein jt accts hai woh kya iss acct se EMI deposit kar sakte hai

        1. nahi unka bhi ek account hoga jarori hai

          1. Q 1. . APY kya puri tarah se lagu ho gaya yani logon ne APY se jodona (subscribe) suru kar diya. mein aaj SBI madgaon branch mein gaya tha to wo bole humara branch mein abhi suru nahin hua. To hum kahan jae.

            Q 2. Agar acct odisha mein koi SBI br mein acct ho to kya hum Madgaon, Goa mein kisi SBI br mein APY Subscription form deposit kar sakte hai.

          2. 1) APY shuru ho chuka hai. Aap Bank manager se ya to shikayat kare ya SBI customer care main call kare
            2) Aap customer care main call car ke apne aap ko enroll kara lijiye.

  222. Sir meri dob 11/07/1993 he.me 5000 wala plan lena chahata hu to mujhe kitne rs monthly paid krna pdega.

    1. Since aapki age abhi 1p complete hai is liye aapka premium hoga rs 228 per month.

  223. sir meri age 29 hai agar mein 5000 wali atal pension yojna leta hu to mera premium 529 banta hai and 60 years tak mein iska premium submit karta hu to after 60 years isme s kuch fund refendable hoga ya isi amount ki pension bandhegi. please sir tell me about this as early as possible. i will be very thankfull to you.

    1. aapki pension 5000 ki rahegi. amount aapko nahi milega wo aapke jane k baad aapke nominee ko milega.

  224. Sir,
    If the government changed then next government will continue this scheme? can you give any guarantee for this pension scheme

    1. it is government which is giving the guarantee an you have to trust them.

    2. meri umer 36 years muzhey kitna pimim dena honga. mai ek house wife hu

      1. aapka premium hoga rs 990 per month

  225. sir main 2012 se GOVT teacher ho or nps or income tax se Juda huua ho kya main apy Le saktha hoo. pankaj tailor

    1. yes aap apy le sakte hai

  226. sri, agar bjp sarkar 5 saal baad gir gayi to ye atal pension yojna (apy) lagoo rahegi. agar 62 saal ke baad 2 saal tak pension milne ke baad deth ho jaati hai pati & patni ki to wo paisa kitna milega agar 5000/- ki policy lete hai

    1. yeh yojana band nahi hogi. aapke case main nominee ko 8.5 lakhs milenege agar sirf aapne apy le rakha hai to. agar aap dono ne le rakha hoga to nominee to rs 17 lakhs milenge

  227. Sir meri dob 12/02/1984 hai mai agar 5000/ wali pension yojana start karta hoon to premium kya yoga aur kab tak.
    Aur agar mai aur meri wife dono ki 61 years me death ho gayi to kya nominee ko laabh milega .

    1. since aapki age 31 years hai is liye aapka premium hoga rs 630 per month aapko yeh premium per month 29 years tak jama karani hoga. aapne jo case likha hai us ke hisab se aapke nominee ko 8.5 lakhs mil jayenge.

  228. Dear Sir,
    meri DOB 06/01/1978 aur 5000 ki pention ke liye APY suru karni hai to hume kitna contribution bharna padega?

    1. since aapki age 37 years hai is liye aapka premium hoga rs 1087 per month. yeh premium aapko 23 years tak bharna hoga

  229. mai nps se 4 sal se juda hu.kya apy se ye a/c jud sakata hai?

    1. yes aap nps and apy saanth main le sakte hai

  230. Sir meri age 31 he 5000 month Ki pension k liye muze kitni rashi per month jama karni hogi

    1. Aapka premium hoga rs 630 per month.

  231. sir meri d/o/b 07/11/1986 h yadi mai aaj apy se judta hu aur saal 2 saal baad meri death jo jati h aur maine plan 5000 wala liya h to kya mere nominee ko 850000 rup.milange ya nahi

    1. nahi is case main aapke nominee to sirf aapke jama ki gayi rashi interest sameet milegi

      1. Sir mera age 1987 hai to par month kitna premium ayega or kitne year tak jama karna hai…agr hm 5000 ka apy lete hai to

        1. aap ne shayad apni age galat likhi hui hai

  232. Sir meri age 27 he 5000 month Ki pansion k liye mujhe kitni rashi PR month JMA krani hogi

    1. aapka premium hoga rs 446. aapko yeh premium per month 33 years tak dena hoga.

  233. I am 27 years old. This sceme is not for tax payer but in future a person has not taxable income. so that person can eligible to join this sceme ? and how to calculate monthly premium amount based upon age?

    1. no you are wrong even income tax payer can take apy. Please see the chart for premium.

  234. Sir good morning , Sir meri age 29 year running he aur mai sarkari naukari karta hu PR abhi mera I tex nahi katta pr in future kat sakta he to agar mai atal pention Yojna join karta hu to kya process hogi aur Kaha mujhe contect karna hoga aur monthly premium kitna pay karna hoga 5000 ki monthly pention Ke liye.aur 60 sal Ke bad kab tak pention milegi.

    1. since aapki age 29 years hai and aap 5000 ki pension cahite hai to aapka premium hoga rs 529 per month. Shuru k 5 years tak government Maximum rs 1000 per year contibute karti hai apy main and yeh aapko tab milega jab aap income tax nahi pay karte.

  235. dob 05/01/85 hai to mujhe kitna premium dena hoga

    1. aap ko konsa pension plan cahiye .premium us par depend karega

  236. Sir,
    Please let me know, can I join the Atal Pension Yojna. My Date of Birth is 31.01.1975.

    Deepa S. Bhargava

    1. people who have completed 40 years and are below 41 should be able to join apy. Please contact your bank fro the same.

  237. sir ,
    maine aapne brother ka apy kiya hai jiski dob 16/06/2015 hai . APY start date 15/06/2015 hai. primiom 248 hai. wo singel hai or uka nomini mai hu bavishay me nomini badala sakta hu kya jaise uski wife ya uaske bachche nomini banawa sakete hai kya.

    1. yes nominee change ho sakta hai. Aapne shayad DOB galat daali hai comment main

  238. If one can not continue the monthly contribution and stop depositing the amount say after 8 or 10 years, what will he get and when.

    1. you cannot stop apy in between in normal conditions.

  239. मेरी उम्र 40 वर्ष है। 60 वर्ष के बाद कितने वर्ष तक पेंशन मिलेगा? क्या आजीवन पेंशन मिलेगा या कुछ वर्षों तक।

    1. pension aapko ajeevan milegi

  240. i think in this scheme govt. give after 60 years is our money interest. if we deposit in rd in post office or bank then should this interest also. and govt give my money and interest at 10-20 years at this time age is 75+. so in this scheme i think no profit.

    1. APY gives pension to you as soon as you turn 60 years. In RD you are bould to TDS which not the case in Atal pension Yojana

      1. but in ppf no tds

        1. yes if PPF there is no TDS but in RD there is.

  241. Hello sir mera age 34 yr hai muze 5000.00 ki atal pension pane ke liye kitna premium dena padega ?

    1. aapka premium hoga rs 824 per month.

  242. Sir, The age of my wife is 28 yrs and she wants pension amount 5000 p/m after completion of 60 yrs.Tell me what amount is to pay per month and benefit after 60 yrs.

    1. her premium would be rs 485 per month. Read read the article for benefits

      1. sir meri age 30 saal hai mein ek pvt company mein job karta hu aur mein abhi sep 2014 se pf se juda hu kya mein atal pension yojna le sakta hu pvt naukri ka pata nahi hota kirpya sahi rasta bataye.

        1. apy ki sirf ek hi criteria hai age is ke alawa kuch nahi. aap yeh yojana le sakte hai. naukri, tax and epf se koi farak nahi padta

          1. but Apy ke advertisement paper me to ye likha hai ki esi & pf & IT wale is ke liya patra nahi hai

          2. unhe sirf government contribution nahi milega jo ki bahut kam hai.

  243. Sir me NPS lite ki yojna me juda hua hu mane atal yojna me judna ho to kaise Jud sakta hu NPS me kuch samj niaata

    1. aap NPS and APY dono le sakte hai. APY k liye aap apne bank se sampark kare

  244. sir m 18 saal ka hu aur m apy se judna chata hu mujhe premium k baad pension kab milni start hogi 5000wali

    1. aapka premium hoga rs 210 per month and aapko 60 years pure hone k baad milna start hoga

  245. Hello sir,

    Thank you for your prompt response as i saw some query’s

    My question is that – can I take the said scheme for me & my wife both ?
    I am salaried person working in pvt company (tax payer & DOB 12-11-83)
    My wife is home maker(DOB -15-6-87)
    so can we both start the same ? IF YES then
    PLEASE LET ME KNOW THE PREMIUM FOR BOTH

    1. yes you both can take atal pension yojana. What pension amount do you want to take?

      1. maximum… it might be 5000 (max ?)

        1. yes maximum pension amount is rs 5000

          1. We wan to take for our both

            kindly let me know premium for both (5000 pension)

            If i start from this month only… how many years i have to pay ?

            How many years i will received pension after maturity ?

            DOB already mentioned

          2. your premium would be rs 630 per month
            your wifes premium would be rs 485 per month

  246. Dear Sir,
    meri DOB 10/7/1992 and My Husbund DOB 21/03/1990 He aur Hame 5000 ki pention ke liye APY suru karni hai to hume kitna contribution bharna padega?

    1. since aaoki age 22 years complete hai is liye aapka premium hoga rs 292 per month. your husband premium would be Rs 376 per month

  247. Sir mari d.o.b 08-12-1985 hai mujhe 5000 pension ke liye kitna premium dena hoga

    1. aapka premium hoga rs 529 per month

  248. Dear Sir,

    main apy scheme le leta hu aour beach me govt. change ho jati hai to kya mujhe is scheme aage mil payegi

    1. yes aage bhi milti rahegi

  249. hello sir my DOB 5/2/83 atal pension se 5000/- pension seheme lena chata hua kitna premium jama karwana hoga ,after 60 year as per state gov.rule they give old age pension kya wo pension bhi mile ga ya wo nahi milega ,interest rate kya hoga agar 60 se phele death hone per jo amount mile ga uska

    1. since aap ki age 32 years complete hai is liye aapa premium hoga rs 689 per month. Yes aapko baki ke yojana ke laabh bhi milte rahenge. interest clear nahi hai par most probably yeh 8 % hoga.

  250. Sir mera DOB 15.05.1972 hai kya me APY se jud sakta hu.agar jud sakta hu to mera premium kitna hoga.

    1. nahi aap nahi jud sakte

  251. sir meri age 37 years hai mujhe per month kitna premium dena hoga

    1. rs 1087 per month

  252. Sir mera age 26 years hai. Mai apy se jurna chata hu. Or 5000 pension me mujse kitna premium dena hoga . Mere pass koi EPF or other faclity nahi hai

    1. aapka premium hoga rs 409 per month.

  253. dear sir
    agar mari date of birth 01-02-1993 hai to 5000 rs paintion ke liye mari monthly kitne rupess bank ko peyment karna hoga and nominy kisko banana accha hoga wife ko and bacche ko

    1. since aap 18 complete ho chuke hai to aapka premium hoga rs 210 per month. nominee baccho ko hi banana theek hai. wife automatically nominee hoti hai

  254. sir mera DOB-28.08.1985 hai kya mai APY me samil ho sakta hun isme mera yogdan per mont kitna hoga aur mujhe kub tak isme yogdan karna hoga

    1. aapko kitni pension cahiye

      1. i need pension rs, 5000 p.m

        1. aapki premium hogi rs 529 per month

  255. Sir agar government change hoti h to is pansion yojna PR koi fark to nhi padega and ya 100% garntid h na

    1. government change hone se koi farak nahi padna cahiye.

  256. Sir..yadi mne nominny wife ko opt kiya hua h…after maturity meri death ho jati h to wife ko pension milegi….but after 2 or 3 years wife ki bhi death ho jati h to kya labh hoga…mere 2 bache h.
    Meri death k baad kuch docsment update karne honge kya ???

    2….ye scheme me kis bank se le sakta hu….????

    1. aap nominee apne bache ko banaye. wife automatic nominee hoti hai is atal pension yoajna main. after maturity jan aap and apki wife namhi hongi to aapke nominee yani bacche ko corpus amount milega. yeh rs 8.5 lakh hai 5000 pension k liye

  257. Date of birth 28 May 1990 muze 5000 ki pension lene ki hai muzako kitani Paise bharana padega or kitani Sal . Aur muze ye Khata chalu hone me bad kuch samsya se band karana ho to vo ho Sakata hai kya

    1. since aapki age 35 years hai is liye aapka atal pension premium hoga rs 376 per month. aapko yeh premium har mahine 35 years tak jama karana hoga. agar aapko koi serious bimari ho jati hai tak aap is scheme ko beech main band kara sakte hai

  258. hi sir,

    all 3 three plan which loch by mr modi sir its very good but if in future the government are change then still this plan work are not?
    for atal pension plan if person want to broke this plan in middle ( before 60yr any age ) then he and she withdraw amount are not please answer

    thanks

    1. no you cannot opt out of apy before 60 years usually. If a person has suffered from some serious health issues they he can opt out.

  259. hi sir my name amit kr my date of birth is 21/09/01985 agar mai atal pension plan laita hu toh premium kya hoga aaj ki date mai agar mai aaj laita hu toh kab tak dena hoga,
    gar meri age kam hoti like 22 or 24yr jab premium kab tak dena hota .

    1. aap ka Pm Pension premium hoga rs rs 529 per month. Aapko yeh jab tak aap 60 year k nahi ho jate tab tak dena hai. yahi teh aapko 31 years tak dena, hai.

  260. Sir mai agar yah yojana Mumbai me s b I bank me liye Hai lekin ago pension kisi duste state me Lena chalu to kya Karna pare ga

    1. muzhe aapka prashan samaz nahi aaya.

      1. Ager me kisi karn was me pase nahi de pata hu to muje laab milega ya nahi

        1. agar aap bimari ke karan paise jama nahi kar payenge to aapko jama ki hui rashi biaj samet mil jayenge.

  261. Sir ,
    I m income tax payer , can i avail this atal pension scheme

    1. yes you can if your age lies between 18-40 years

  262. sir meri age 29 yrs hai agar main 577 per month deposit karva raha hoon or meri death 59 yrs main hoti to es time merii wife ko ya any other ko kiya mile ga or kaise ,2nd yeh k aggar meri age 62 yrs hai or mujhe pension mil rahi or meri deth ho jati or nominee meri wife hai to usko pension mile gi ya corpus amount milega. 5000 pension ke liye yeh 8.5 lakhs hai

    1. agar aapki death 59 years main hoti hai and aapki wife alive hai to aapki wife ko 8.5 lakhs se kuch kam rakam milegi par pension nahi. agar aaki death 62 years main hoti hai and aapki wife alive hai to unhe rs 5000 pension milegi and un ke baad aapke nominee ko 8.5 lakhs

  263. sir , meri age 21 hai & student hu…muza Atal Pension Yojana ka labh le sakta hu ? and ,5k ka liya,,mera manthly primium pay kitna hoga ?

    1. yes aap apy ka laabh le sakte hai. aapka premium hoga rs 269 per month. Aapko yeh premium 39 years tak dena hoga

      1. 1.sir meri dob 10.05.83 hai meri emi kitni hogi rs.5000/- pension ke liye
        2.

        1. aapka premium hoga rs 689 per month

  264. sir meri dob hai 7/10/1985 hai mai 5000 se judna chata hun agar mera jan dhan yajna wala a/c nai khulwa rakha hai kya mai kai or benk mai atal pension yojna start kar sakta hun

    1. yes aap is yojana se jud salte hai. aapke bas sirf ek savings account hona cahiye kisi bhi bank main.

  265. Meri umar 34 years hai. M house wife hu. m atal pension yojna ka hissa banna chahti hu . meri monthly premium kitne hogi agar mujhe 5000 pension chahati hu.

    1. aapka premium hoga rs 824 per month. aapko yeh premium 26 years tak dena hoga

  266. Sir,

    1. Mera D.O.Birth 29 July 1997 hai aur main Chartered Accountant is study kar raha hoon… kya next month me APY men shamil ho sakta hoon…
    2. agar meri income (Salary) kuch saal baad achchi ho jati hai aur men Income Tax Pay karne lag jata hoon to bhi me is yojna me juda rahunga ya meri eligibility khatm ho jaayegi.

    1. 1) yes aap ho sakte hai
      2) cahe aap income tax dete ho ya nahi aap atal pension yojana main shamil ho sakte hai

  267. sir meri, umar 34 varsh he, meri masik kist kitni ayegi evam muje kitni pension milegi.

    1. aapko kon sa plan cahiye?

  268. 13/06/1986 meri dob hai.iska amount kinta ayega.ise 29years count krenge ya 28 years

    1. aapki age abhi 29 count hogi. Aap kon sa atal pension plan cahte hai?

  269. Sir , Mera our meri wife ka joint account he . Hum Dono Iss atal pension yojana ka labh utha sakte he kya ?….

    1. joint account case main jiska first name hai wo yeh scheme le sakta hai. second name wale ko naya account khulwana padega.

  270. Sir meri age 29 hai primiyam kitna hoga…..
    Mera pymnt 9700 hai
    Aur sir ye kisi b bank me kr skte hai na

    1. aap kitni atal pension cahte hai?

  271. 1. Sir me kar data hu aur mera EPF bhi chalu h
    Muje 5k per month PM Atal pension Yojana opt karna h aur meri age
    29 h…kya me is yojna ka labh utha sakta hu ?
    Mera premium kitna hoga ?

    2. Sir muje ghar buy karne me 2 saal lagega aur
    Mere paas adhar card nai h….muje ye apy lene
    K kitne time baad adhar card dena hoga ???
    Kya me adhar card 2 saal baad de sakta hu?

    3. Agr meri death 61 year me hoti h aur meri wife
    Nominny h to use pension 5 k milega ??
    Aur death yojna k mature hone se pahle hoti h to
    Kya hoga ??????

    4. Agr maturity ke baad me ya pahle meri aur meri
    Nominy mtlb wife ki death ho jati h to in dono
    Case me kya kya labh hoga.
    Mere 2 childrens h. ?????

    Awaiting for reply
    Thanks

    1. 1) Yes aap apy opt kar sakte hai. aapka premium hoga rs 529 per month
      2) abhi aadhar card aniwarya nahi hai. Kab hoga is ki koi jankari nahi hai. Parantu aap apna aadhar card jitni jaldi banwa le utna accha hai
      3) yes 60 years k baad agar death hoti hai to aapki wife ko 5000 pension milegi and unki death ke baad nomine to 8.5 lakhs. Agar death 60 k pehle hoti hai to aapki jam ki hui raski with interest aapki wife ko mil jayega
      4) aap baccho ko 60 k pehle jama ki hi rashi and 60 k baad main rs 8.5 lakhs milenge

      1. Sir meri age 26 hai.
        Kya main iss yojna se jud sakta hoon ?
        Mujhe har mahine Kitne rupaye jama karna padega ?

        1. yes aap jud sakte hai . aapko kitni atal pension cahiye?

        2. Meri DOB 14/02/1990 hai. Mujhe har mahine ki 5000 rupaye ki pension chahiye.Mujhe har mahine Kitne rupaye jama karne padenge.Plz tell me

          1. sicne aapki age 35 years complete hai is liye aapka pension premium ho rs 902 per month.

  272. MY date of birth is 09-07-1976 kya mai APY se jud sakte hu agar ha to 5000 ke liye kitne paise jama karne honge
    kintne years tak paise jama karne honge

    1. yes aap PM pension scheme se jud sakti hai. Since aapki age abhi 38 complete hai is liye aapka primum hoga rs 1196 per month. aapko yeh premium per month 22 years tak jama karana hoga

  273. Sir,

    My Dob is 13 Aug 1975 I want to join Atal pension scheme . I am in pvt job and have epf eps. And Ppf account and also I am income tax payer. Please tell me what is the monthly premium for 5000 pention
    And what govt benefits I can’t avail.

    1. yes you can join APY scheme. Since your age is 39 complete so your premium would be rs 1318 per month. You will not get any extra government benefits which are very less by the way.

  274. sir,
    mera EPF pahle se kat raha hai kya mai pm pension yojana ka labh le sakta hu, meri age 37yrs hai

    1. yes aap yeh yojana le sakte hai

  275. Sir, Mai central govt. employee hu or tax pay karta hu mera D.O.B 03.02.1987 hai kya mai atal pension yojna ka labh le sakta hu, if yes to 5000 ke liye mera monthly contribution kitna katega. please expedite.

    1. yes aap le sakte hai. Since aapki age 28 complete hai to aapka premium hoga rs 485 per month.

  276. Sir mai job ki taiyari karta hoo aur meri DOB 12 may 1987 hai aur mai 5000 ki pension yojana suru karna chahta hoo mujhe kitna monthly dena padega meri wife govt. Job me hai dono ka PM Atal pension yojana le sakte hai?

    1. yeh aap dono apy se jud sakte hai. aapka premium hoga rs 485 per month.

  277. sir, mera dob- 01.03.1984 hai. kya may atal pension yojna ka labh utha sakta hu. ager main 5000 wala scheme leta hu to mughe per month kitna jama karna hoga. meri wife job ki tyari kar rahi hai ager uska job ho jati hai to kya is yojna kalabh use milta rahega ya band ho jayega. ager meri 40yrs me death ho jati hai to kya nominee ko paisa milega ager milega to kitna. sir plz bataye. thanks sir

    1. yes aap apy le sakte hai. aapki age 31 years hai isliye rs 5000 Pm Pension ke liye aapka premium hoga rs 630 per month. yes your house wife can also enroll in atal pension yojana. agar aapki death 40 years main hoti hai to jama ki gayi rashi with interest aapki wife ko mil jayegi

    2. sir atal pension yojna agar mai aaj accu. kholta ho toh aaj tak ka date mari income taxable nahi hai lakin agar aaga meri income taxable hoti hai to kya jo 50% gov. ka taraf se contribute hoga weh nahi hoga

      1. yes tab aapko government contribution nahi milega.

  278. Agr mujhe kabhi baa atal pension yojana main nominee kaa naam change krna hoga to kya change ho sakta hai

    1. yes nominee name aap apy main labhi bhi change kar sakte hai

  279. sir, agar 70 ke umar me koi bimari ho jati hi to pension chodne per kay jama rasi mil sakta hi

    1. abhi yeh suvidha uplabdh nahi hai.

      1. Sir,

        I am working in pvt sector,I am not tax payer,But i have epf a/c.

        Then what i am eligible for gov. contribution?

        1. No you wont get the government contribution.

  280. atal pansion yojna mai ye puchna chatha hu 60 saal baad Jo pension milgi ye MRE kitne saal tek milegi..e.g. ydi mai 85 saal tek jeeta hu teb tek ye pension milegi..baad mai iska paisa MRE nominee ko kitna milega..mai TeX bharta hu .mai is yojhna ka labh le sekta hu..

    1. agar aapki age 40 se kam hai to aap is yojana ko le sakti hai. 60 years k baad aapko yeh pension ajeevan milegi. aapki death ke baad jo pension amount aapne choose kiya hai uska corpus amount nominee ko milega

  281. Sir, Wife-husband dono is yogana me samil hi, 60 sal bad dono ko pension mil raha ho aur husband ki mirtu ho jata hi to wife ko pension 5000 + 5000 milega ya 5000 + nomoni ammount

    1. yes aap dono shamil ho sakte hai and apne ne sab kuch sahi samzha and likha hai

  282. 50 saal k bad me nhi jama kr sakte kya

    1. nahi 50 years par aap apy nahi le sakte

  283. sir mera d.o.b 10.10.1990 hai agr mai is pensan yojna se jurna chahu to mujhe kya krna hoga.sir mera acaunt pahle se p.n.b me hai kya us pe ye seba mil sakta hai ya phir se new acaunt kholna haga bataye plg

    1. aap pnb ja kar apy ka form bhar de.

  284. Sanjay sir may atal pension yojana lena chata hu mare umr 30 sal hi to mujha ketna paysa bhrana padga

    1. aapka premium hoga rs 577 per month for rs 5000 pension. aapko yeh amunt 30 years tak har mahine jama karana hoga

  285. Sir,
    1. Kay Wife aur Husband Dono is yagana me samil ho sakte hi
    2. Kay Dono ko 5000-5000 (10000) milaga
    3. agar dono ka nomoni ek hi hai to nomani ko kitana milaga

    1. 1) yes ho sakte hai
      2) yes
      3) nominee ko dono ke hisse ka corpus amount milega matlab (8.5 lakhs + 8.5 lakhs)

  286. Mera account epf me hai kya yojna mil jayegi

  287. Sir meri age 26 he.Mujhe 5000 thousand ki per month pension ke liye kitana amount bharana hoga aur Meri death ho jati he to meri wife ko eska benefit kya milega . Me ek privet company me job karta hu . Mera pf bhi cut hora he .plzz tell me.
    Meri wife bhi Pension plan ka labh utha sakti he kya .

    1. aapka premium hoga rs 409 per month.aapki death agar 60 k baad hoti hai to aapki wife ko aapki pension milna start ho jayegi agar aapki death 60 k pehle hoti hai to jama kiya rs with interest aapki wife ko mil jayega. Aapki wife bhi apy le sakti hai

  288. My date of birth 22 may 1983 hai. me jana chati ho ki ye yojna kese chalo ki jati hai aur mera per month permium kitna aayega.

    1. aapki age 32 years aapka 5000 pension ke liye premium hoga rs 689 per month

      1. Can i apply on online.

        1. depends on the bank in which you want to open apy

  289. Sir meri age 33 years hai mera sawal ye hai ki agar mai ye yojna leta hu to mujhe kitne saal premium bharni padegi 5000 wali painsion ke liye our agar meri dath 50 years mai hi ho gayee to kya meri wife ko uska benefit usi time se hi milna chalu ho jaayega our meri dath ke baad meri wife painsion naa lekar poora amount 850000 lena chahe to

    1. aapki premium hogi rs 752 rs per month. aapko yeh premium per month 27 years tak dena hoga. agar aapki death 50 years main hogi to aapki wife ko aap ke dwara jama kiya hua amount with interest aapki wife ko milega

  290. sir kya yeh atal pension scheme har bank me chalu hai

    1. ji ha apy har bank main hai

  291. agar mai is yojana ko up k kisi bank a/c p chalu kr liya,us dauran hame other state jana pda to kya m premium vha se jma kr sakta hu,ya a/c transfer karana hoga, ya jo bhi yojana k taht kary hoga hame waha jana hoga,

    1. agar aap atal pension yojana join karte hai to aapke account se rs auto debit hote rahenge aapko bas yahi rakna hai account main paise rahe. aap account kp transfer bhi kar sakte hai

  292. sir my dob 09.02.1980 hai mai 60 sal tak hoo aur primium pay kiya 61 me meri death ho jati hai to nominee ko pension chaloo ho jayegi aur nominee ki death 1 sal ke bad ho jati hai to is case me kaya hoga

    1. aapki death ke baad aapki wife ko pension milegi nominee ko nahi. uski death ke baad nominee ko corpus amount milega. 5000 pension ke liye yeh rs 8.5 lakh hai

    2. AGAR HUM ISH YOJANA KO KARTE HAI OR MANLO KABHI AGAR HUMARA GOVT. JOB LAG JATA HAI TO FIR ISH YOJANA SE HUM KO KOE PROBLEM TO NAHI HOGI NA YA ISH Atal Pension Yojana KI WAJAHA SE KOE PROBLEM TO NAHI HOGI GOVT. JOB MAI

      1. nahi aapko yeh plan lene se koi problem nahi hoga

        1. Sir…kya govt. Job milne ke baad bhi. Kist. Jama karna padega ya…mujhe iska laabh govt. Job milne ke baad nahi milega ……meri DOB 1993 hai…

          1. government job milne ke baad bhi aap atal pension ka laab utha sakte hai

  293. sir,
    mai private company me job karta hu mera epf cut hota hai,kya m atal yojana ka hissa ban sakta hu y nahi,

    1. agar aapki age 40 se kam hai to yes

  294. Sir mera age 33 year hai. 5000 ke pension ke liye per month kitna ka installment deposite karna hoga & Government se per month kitna rashi milega. yadi 33 year ke age ho and per month 2000 deposite karu to 12 month me 24000 hota hai and (324 Months) 27 years ke bad mera deposite money 648000 ho jata hai. ish per sarkar se kitna amount per month milega and mera death ho jane ke baadh (mera diposite amount 648000 + sarkar se milnewala amount) dono jod kar milega ya nahi.

    1. aapka premium hoga rs 752 rs per month. Government contibution ke kuch rules hai wo aap article main pad le. sir 5000 pension ke liye ka corpus amount 8.5 lakhs hai jo ki aapke nominee ko milega

  295. 1. मेरी नौकरी संविदा की है तो क्या में अटल पेंषन योजना का फार्म भर सकता हूॅं ।
    2. इसमें क्या 42 वर्ष से अधिक के व्यक्ति फार्म नहीं भर सकते हैं ।

    1. 1) yes bhar sakte hai agar aapki age 40 se kam hai to

  296. sir mera date of birth 03.03.1997 aur hum APY me 5000 wala pension parapt karna hai to mera premium kitna hoga

    1. aaki age 18 years hai to aapka 5000 ka premium hoga rs 210 per month.

  297. SIR MARI D.O.B. 08.01.1983 HE AGAR ME 60 KI AGE TAK 5000 PENSION KE LIYA PREMIUM JAMA KARWATA HU AGAR MARI 60 KI AGE COMPLETE HONE KE BAAD 62 YA 63 KI AGE ME KISI KARANWASH MARI OR MARI WIFE KI DEATH HO JATI HE TO KYA MARE NOMINI KO KUCH MILEGA

    1. yes aapke nominee ko is case main rs 8.5 lakhs milenge

  298. Sir,
    1-My date of birth is 11.08.1974. if I want to subscribe the ATAL PENSION YOJANA then for Rs 5000 pension what could be the monthly premium and for how many months I have to deposit the premium.
    2- when would the pension start and for how long this will go??
    3-what will happen if I die in 52 yrs ??? In who will get 8.5 lacs after my death and when.

    1. sir aapki age 40 years complete ho chuki hai. aap apne bank se baat kate. aapke liye apy ke terms and conditions clear nahi hai

  299. sir i am incometax payee kya me yojna se jud sakta hu. My wife is not incometax payee. kya woh yojna se jud sakti he. Age 39 premium kitna hoga

    1. yes agar aap ki age 40 se kam hai to aap dono join kar sakte hai. age 39 years 5000 pension 1318 per month

  300. sir
    1. yadi kisiki death 50 saal ke bad ho to kya hoga
    2. yadi paisa vapas melaga to kitina aur kya with interest

    1. is case main aapki jama ki hui rakam with interest (8 percent) k hisab se aapki wife/nominee ko milega

  301. Sir agar mai or maire wife dono hi es yojana ko laite hai to nominee kon hoga. keya ham ak dusare k nominee ho sakate hai.

    1. aap ek dusre ke nominee by default hote hai is liye ek dusre ka naam likha ke jagah aap apme baccho ka nam likh sakte hai

  302. Meri age 39 varsh 11 maah hai 5000 ki pention ke liye primiyam bataaye namini ko kitna amount milega

    1. aapka premoiun hoga rs 1318 per month. agar aapki death 60 ke baad hoti hai to nominee to rs 8.5 lakhs milenge

  303. sir me Mp Police me as a constable post per hu,, kya ish yojna me goverment employ bhi jud sakta hai… If yes than please reply

    1. yes aap bhi is yojana se jud sakte hai

  304. sir meri dob 01/01/1991 hai 5000 atal pension ke liye kitna pemium bharna hoga

    1. aapka premium rs 824 per month hai.

  305. hi guru g,
    Meri umar 32 sal h, mujhe iske liye monthly kitna payment dena hoga, or kitne saal tak dena hoga. plz tell me. Mujhe ye yojna leni h.

    1. is is par nirbhar karta hai ki aapko kitni atal pension cahiye

  306. Hello Sir,
    Meri umar 23 sal h, mujhe iske liye monthly kitna payment dena hoga, or kitne saal tak dena hoga. plz tell me. Mujhe yeh atal pension yojna leni h.

    1. agar aapko rs 5000 pension cahiye to aapka premium hoga rs 318 per month

      1. Dear sir, meri DOB 14/02/1990 Hai. Mujhe har mahine Kitne rupaye jama karne padenge.plz tell me

        1. aapko kitni atal pension cahiye?

      2. Sir mera dob 13/10/1975 hai me private company me job karta hu aur mera EPF contribution hota hai kya mai is yojna me bhag le skta hu yadi ha to mujhe 5000 pension ke liye per month kitna jama karna pdega

        1. yes aap jud sakte hai aapka premium hoga rs 1454 per month

  307. sir, main janna chahta hu ki..(1). mari age 30 hai meri atal pension yojana ki instalment kitni hogi (5000 wali pension k liye) or
    (2) kite year tak jama karni hogi.
    (3) pension kitne saal tak mile gi.
    (4) yadi main 60 year k baad kuchh pension le kar meri mirtiyu ho jati hai to us condition me meri wifi ko pension milegi.
    per kitne saal tak ?
    (5) yadi wife ki bhi mrityu ho jati hai tab kise pension milegi?
    (6) meri ek bitiya (1year) hai magar maine nomine wife ko hi banaya hai. uska kya hoga?

    1. 1) rs 577 per month
      2) yeh aapko 30 years tak jama karana hoga
      3) pension aapko ajeevan milegi
      4) yes agar is case main aapki wife ko unke ajeevan tak pension milegi
      5) is case main nominee ko rs 8.5 lakhs
      6) wife by default nominee hoti hai. aap apni beti ko hi nominee banaye. aap nominee kabhi bhi change kar sakte hai

      1. sir aapke kahne ka matal hai..ki
        yadi main bitiya ko monini banata hu to mere baad pension wifi k aajivan tak milegi or wife k bhi mrityu ho jane per bitiya ko 8.5 lakh rs. milega.

        or agar meri 60 year se pehle hi mrityu ho jati hai to pension wife ko mile gi ya fir nomine bitiya ko 8.5 lakh milege

        1. 60 years ke baad aapne bilkul sahi kaha
          60 years ke pehle agar aapki death hoti hai to aapki wife ko pension nahi milegi un he aapka jama kiya hua amount with interest milega. aapki wife is amount ko bank main jama kar ke interest le sakti hai

        2. sir, main ye yojna to le li hai per maine isme nomine wife ko banaya tha,
          magar aapne kaha tha k nomine kabhi bhi change kar sakte hai to main aaj bank gya tha aapni bitiya ko nomine karne k liye jiski age 1 year hai.
          per bank employee ne nomine change kane ko mana kar diya ki asa nhi kar sakte
          kya main apni 1 saal ki bitiya ko nomine nahi bana sakta hu.?

          1. sir aap bana sakte hai. aap is ki shikayat bank manager ya bank ke customer care main kar sakte hai

  308. APY me join hone ke bad agar 45 ve sal hi aadmi ki death ho jati he to atal pension milna chalu ho jayega?

    matlab k agar bich me hi death hoti he to kya scheme he?

    1. is case main aap ne jitna rs jama karaya hai with interest aapke nominee ko mil jayega ( wife pehli nominee hongi is case main)

  309. sir i m govt (state) servant and tax payer too. my dob is 25-04-1980 can i take benefit of atal pension scheme.

  310. meri birthdate 07-03-1981 aur meri wife ki birth date 06-12-1984 he to hamari instalment kitni aayengi aur hum dono ko 5000 pension plan keliye,,
    . pls fast reply

    1. for you pension will be rs ie age 34 premium will be rs 824 per month
      for your wife age 30 years premium would be rs 577 per month

  311. Dear Sir My age is 28 year And If I join APY and at the age of 50 because of any reason I am unable to continue the scheme then what about my deposited money and Can I get Get back my money
    Is there any Mobile Number where I can sovle my issues as Bank Employee shows no Interest in It they always returned every person and sometimes says come after 2pm or 3pm or Today is too much work load come yesterday.

    1. you cannot surrender atal pension scheme in between. There are some condition for this which you can read in the article. You please call the customer care f the bank and complain

  312. सर जी मै ३६.३साल का हूं मै ५००० का पेनसन चाहता हूँ आप हमे बताऐ कितना महीने का भरना होगा और कितने साल तक अगर मै मर जाता हूँ तो वारीस को पेनसन मिलेगा नही

    1. aapki premium rs 990 per month hogi. aapko yeh amount 24 years tak jama karana hoga. agar aapki death 60 ke baad hogi to aapki wife ko yeh pension milna calu ho jayegi us ke baad aapke nominee ko rs 8.5 lakhs milenge. Nominee ko pension nahi milegi

  313. Mera nps me khata khulwaya hu kiya me atal penson yojana se jud sakta hu

    1. yes aap a[y se jud sakte hai

  314. meri age 39 year 6 month hai kay me Rs. 5000 ki pension kay lia kitna premium pay kar na ho ga.

    1. aapki premium hogi rs 1318 per month. you will have to deposit this money per month for 21 years.

  315. sir , meri age 29 years h. main yeh janna chahti hu ki 5000 se jyada bhi pension bnva sakte h. agar ha to kitni amount takk . or 5000 vali premium mein pension kitne saal takk milega.

    1. 5000 se jiya pension plan filhal apy main nahi hai. 5000 pension ke liye aapka premium hoga rs 529 per month.

  316. mera date of birth 07/12/1975 hai 5000/- pension ke liye kitna premium per month dena ho ga our kay me ya scheme le sakta hu

    1. aap yeh scheme le sakte hai aapka premium hoga rs 1318 per month

  317. Sir, atal pension yojna k liya adaar card jaruri hai PR Assam state mein aadar card kisi k b nahi bana hai toh esh situation mein hum kaise
    Apply kr skate hai?

    1. filhal aadhar card jarori nahi hai kis bhi government scheme k liye. aap is k shikayat bank k customer care main kar sakte hai

  318. Sir My age is 32 years, and i wanted to take 5000 PM Policy how much Monthly Premium i have to Paid and How Many years…

    1. your premium would be rs 689 per month. you will have to deposit this money for 28 years.

  319. Sir mai ek house wife Hu.or mari age 30 hai kya mai ye subidha Le sakte Hu.5000 ke liye kitne premium hoga.

    1. yes aap apy le sakte hai. aapka premium hoga rs 577 per month. aapko yeh premium per month 30 years tal dena hoga

  320. Sir, Meri age 29 year 10 month ki hai to me 29 wali schme me aauga ya 30 wali me plz reply.

    1. aap 29 wali scheme main aayenge

  321. Sir I Am 25 Year Old. What is My Monthy Premium In APY

    1. your premium would be rs 376 per month. you will have to pay this amount per month for 35 years

  322. meri age 32 yr hai .to mujhe 5000/- pension lene ke liye kitna amount per month deni padegi.

    1. aapka premium hoga rs 689 per month

  323. sir mera dob 05/01/1989 hai mujhe 3000 , 4000, 5000 pension k liye kitn premium dena hoga . or 60 year pura hone k baad mujhe kitne din tak pension milega .

  324. kamal
    Age 36
    meri age 36 hai maine 5000/- wali paishan ke liye kitane rupaye ki kishat jama karana hogi
    or mera a/c. UCO bank hai kya ya yojana UCO bank ke liye lagoo hai
    or ek kishat maine apni wife ke nam se karana chahana haun jinki age 34 hai
    unka khata oversees bank maine hai 5000 paishan ke liye unki kitani kishat banegi
    agar meri dath 70 saal maine hoti hai fir yah paise mere bachcho ko milega kab tak

    1. for age 36, 5000 pension premium would be rs 990 per month. aap UCO bank main apna atal pension scheme start kar sakte hai
      for age 34 , 5000 pension premium would be rs 824 per month aapki wife oversees bamk main atal pension khulwa sakti hai.
      agar aapki death 70 years main hoti hai to pehli aapki wife ko yeh pension milna start ho jayegi uske baad 8.5 lakhs aapke baccho ko milega

      1. sir hamara mirtu ho jane par hamre nomnee ko paise milege ya nahi agar milga to jitna humko milga utna hi milga ya kam

        1. aapko ajeevan pension milegi and aapki death ke baad aapke wife (agar wo jeevet hai to) pension milegi us ke baad nomine ko corpus amount milega. 1000 pension ke liye yeh 1.7 lakhs hai

          1. Sir,
            1- Meri Age 37 Yr Hai Aur main ek compani mein karyrat hun mera fund jama hota hai to kya main APY join kar sakta hun.
            2. Yadi main apni wife ko APY join karata hun to meri wife ko pension milegi aur after death Hamko pension milegi ya nahin.
            3. Mere Ya Meri Wife ki Death ke baad Yadi nominee hamara ladka hota hai to kya usko pure Rs. 8.5 lac milenge ya kuchh kat ker milega?

          2. 1) yes aap jud sakte hai
            2) yes milegi
            3) 8.5 lakhs to milenge par kuch amount kab bhi sakta hai wo clear nahi hai abhi

      2. sir mere age 33 year hai
        aur mai private me kaam karti hu waha par epf katatan hai aur thora bahut penson bhi milega mai atal pensan yojna me bhag lena chahte hu kay mai aal penson youjna le sakte hu
        sir plz reply me

        1. yes aap le sakte hai

  325. Sir,
    I am 39 year & 9 months and working in a Pvt. Engg.college since last 6 years where Deduct EPF in my salary A/c. Kya main bhi Atal Pension scheme ko le sakta hoon agar haan to 5000/- pension ke liya muje kitna premium monthly dena hoga.

    1. yes aap APY scheme le sakte hai aapka premium hoga Rs 1318 per month.

  326. gr a/c open krne ke kuchh time bat khatadhark ki mout ho jati he to familly member ko kya milega.(jbki vh 5000/-pention scheme me a/c open kiya he)

    1. is case main jama ki hui rs with interest aapke nominee ko mil jayega

  327. Sir,

    I am working with Private sector and me EPF Deduct through company and I am a Tax payer, Can I open Atal pension Yojana account, Please suggest

    1. is your age is less then 40 then yes you can apply for apy

  328. agar main 60 saal tak puri pension bhar ta hu to 60 year kai bad pension kitni milegi

    1. yeh depend karta hai ki aap kitni premium pay kar rahe hai

  329. meri age 29 hai main 5000 wali police lene chahta hu mujhe kitna premium per month dene hoga aur 60 baad mujhe kitna amount milega aur pention kab tak milegi aur mera account sbi bank main hai kya main form bhar kar waha jama kara sakta hu

    1. aapka premium hoga rs 529 per month. 60 ke baad aapko rs 5000 pension milegi jab jat aap jeeveit hai. Yes Aap Atal pension yojana in SBI ke liye form bhar kar jama karwa sakte hai

  330. sir meri age 18 saal hai mujhe per year kitne rs aur kitne years tak premium jama karna hoga

    1. yeh depend karega aap ko se pension scheme join karna cahte hai Rs 5000 ke liye aapki premium hogi rs 210 per month

  331. Sir
    29year age KO 5000 or 4000 or 3000 ki kya premium jayegi. Aur 33 year me like 3000 ki kya premium jayegi.
    Kya premium 5 year tak 50% sarkar degi.

    1. for age 29 Pension Rs 5000 premium would be 529 per month, for Rs 4000 it would be rs 423 for rs 3000 it would be rs 318. For age 33 pension 3000 premium would be 453 per month

    2. 1. Govt. emply. ye yajona le sakta hai chahe uski kitni bhi monthly income ho.
      2. yadi hunband, wife dono govt. emply. hai to iska labh milega.
      3. yadi hunband, wife me me se kisi ek ka death 61 yrs ke bad ho jata hai to us paise ke labh kise milega.
      4.yadi hunband, wife dono govt. emply. hai yadi usme se kisi ki death 60 sal baad hota hai to kya us pension ka labh kisi ek ko milega and nominee ko bhi uska kul jama rashi milega.
      5. yadi dono atal pension yajona ka labh le raha hai yadi dono ki mirtu ho jati hai to us nominee ko kul jama rashi milegi jaise ki uske larke ko.
      5. 60 ke bad yadi kabhi death ho jati hai to jama pura paisa nominee ko milega.
      6. yadi meri age 20 yrs hai aur mai 5 yrs tak jama kiya yadi mai chahoon ki mai ab mai ise jama na karu to kya mujhe jama kiya gya ammount mil pyga.

      1. 1) Yes le sakte hai cahe kitni bhi income ho
        2) kis labh ki baat kar rahe hai, yahi extra government contribution to wo nahi milega
        3) agar wife k death hoti hai 61 k baad to unki pension husband ko milne lagegi
        4) govt employee se is yojana main koi farak nahi padta. husband wife main se kisi k death k baad dusre ko pension milegi is case main
        5) nominee to dono ka corpus amount milega.
        5.5) yes
        6) nahi

  332. mera date of birth 16/04/1978 hai 5000/- pension ke liye kitna priume ya ga per month

    1. aapki age 37 hai to aapki premium for rs 5000 pension would be rs 1087 per month

  333. R/Sir,
    I am Vinod Kumar from haryana or m 26 sal ka hu muje kitan pay karna hoga and keya ek admi ek bar me ek hi kata kol sakta ya jayda pl reply me

    1. aap kitni pension cahte hai

  334. Pawan ji… . Kya har saal 1 june se pehle APY ka form bank mein jakar submit karvana pedega?

    1. yeh abhi clear nahi hai par most probably yeh nahi karna hoga kyuki aap agar ek bar join kar lete hai to is he rok nahi sakte

  335. my dob 12 nov 1975 kya atal scheme mil sakti hai

    1. yes aap apy mil jayegi

  336. sir
    MERA EPF PRAEVET SANSTHA ME KATATA HAI TO MAI ATAL PENSAN ME SAMIL HO SAKATA HU

    1. agar aapki age 40 se kam hai to aap is yojna main shamil ho sakte hai

  337. sir meri Age 30 hai.agar 60 years ke baad 5000 rs. atal pention lena ho to abhi se monthly kitni amount jama karana hoga?aur mee ak praebet compani me cam karta hu mera acount hariyana stet me hai kuch manth bad mai apne stet bihar jau to mai kese jama kar pauga, please REPLY ARRGENTLY

    1. aapka premium rs 577 hoga. aap apne account ko kahi bhi transfer kar sakte hai

  338. atal pension yogana me garib log 100 ya 50 rupees deposit karega aur kisi karan se agar bad me band kar diya to uska paisa refund milna chahiya agar nahi milti hai to yes garibo ke pocket se paisa nikalne wala bat ho gaya . yogana me sudhar ki jarorut hai 60 year purna ka bad total jama paisa ka 50 % dena chahiy koyoki us samay janta ko bimari aur bhojan ke liya pesion se kam nahi chalega plese replay me .

  339. Mera age 35 Year hai, agar mai 5 thousand pession yougna me bhag leta hoon to 60 year pura hone par agar main pension ke badale maturity amount 8.5 lakh lena chahoo to melaga kyonki us samay 5 thousund me 1 month ke sabzi se zyada kuch nahi hoga aur paisa ka zarorut hogi agar kisi karan se mai paisa 60 year a age tak nahi jama kar paya to paisa mujgha kab melag agar nahi to kyu nahi melaga plesae conform me.

    1. nahi yeh possible nahi hai.

  340. sir,
    meri age 29 hai, or atal pension scheme me jod sakta hu na. private job hai meri. jyada se jyada pension mile to kitna jama karna padega amount..
    or sbi account me se direct cut kar k bhi ho sakta hai na.
    or minimum kitne saal tak minimum jama kar sakte hai amount.
    60 years se pehle nahi mil sakta pension.
    or
    if i am dead to kitne saal tak pension milega meri family ko.

    1. yes aap APY se jud sakte hai. aapko Rs 5000 ki pension ke liye rs 529 per month dena hoga. Aapko yeh premium 31 years tak deni hogi. aap atal pension yojana account sbi main khulwa sakte hai. if you are dead then your wife will get the pension and after her death your nominee will get rs 8.5 lakhs

    2. meri DOB 20JULY1978 HAI 5000/- KA PENSION CHAHTA HU ALREADY INCOMETAX PAYEE HU OR PPF ME PAISA JAMA KARTA HU MUJHE GOV. SUBSIDY MILEGI OR MAIN ACCOUNT OPEN KAR SAKTA HU?

      1. aap account open karwa sakte hai. aapka premium hoga rs 990 per month

  341. Atal pension yojana bahut acchi hai
    lekin sir mera ek sawal hai ki meri abhi shadi nahi huyi hai or me yadi abhi. nominee me apne bhai ko banau or shadi ke bad yadi nominee ko badlana chahu to kya badal sakte hai
    or
    meri age 24sall hai to muzhe kitna primium dena padega

    Or
    sir mene pmjjy wali scheme me bhi khata khola hai to kya muzhe us scheme ka labh milega…..

    pls sir reply ……

    1. 1) App APY main nominee name kabhi bhi change kar sakte hai
      2) AApki age 24 saalo ke liye premium hai Rs 70 for rs 1000 pension,Rs 139 for 2000 pension, Rs 208 for 3000 pension, rs 277 for 4000 pension, rs 346 for rs 5000 pension,
      3) pmjjy main bhi aap enroll kar sakte hai

      1. Age 30, Agar may 50 year chalake or jama na kar paya to key mey o jamaya huya rasi nikal sakta Hu? Agar ha he to kitna milega?

        1. nahi aap beech main scheme ko band nahi kar sakte

  342. kya govt employee ke liye atal pension scheme nahi hai jo IT tax pay karte hai agar APY nahi hai to kya uski wife yaha APY le sakti hai .please reply.

    1. APY government employees bhi le sakte hai and tax payers bhi matlab aap le sakte hai and aap ki wife bhi le sakti hai

    2. 1.sir me army me hu me APy se jud sakta hu ya nahi
      2.agar ha to me iske liyekaha kaha try karu
      3.meri dob 18-11-1987 hai me konsa primium attend karu
      4.meri wife ki dob 05-7-1989 hai unke liye konsa primium uchit hoga
      5. Iwant5000 penson pls riply fast
      6.pls say same thing jivan jyoti bima yojna

      1. 1) yes aap jud sakte hai
        2) aapka savings account jis bank main hai aapko usmain ja kar form bharna hoga. aap unhe call bhi kar sakte hai
        3) for 5000 pension aapki premium hogi rs for age 27 rs 446 per month
        4) aaki wife ki age 25 hai is liye un ki premium hogi rs 376 per month
        5) replied
        6)

  343. सर मेरे दाे सवाल है १.मै tax payerहू तो कया मेरी पत्नी को ५०% छूट मिल सकती है? (Premium मै) २. मेरी उम्र ३७ वषं है ओर पत्नी की ३२ वषं है तो premium कया होगी ?

    1. aagr aapki wife tax payer nahi hai to unhe kuch extra rs government ki taraf se milega premium par kuch farak nahi pagea. Aap and aapki wife kitni pension cahte hai premium us par depend karta hai.

  344. If i want 5000 atal pention n my age 32 .. So what is my premium amount?

    1. Rs 689 per month for 28 years.

  345. meri age 29 and meri wife ki age 25 hai hame 5000 per month atal pension k liye kitna monthly dena hoga and iska form kha milega

    1. for you premium would be rs 529 per month and for your wife it would be rs 376

  346. Sir
    Meri age 33year h. Me 5000, ya 4000 ki APY Lena chat a hu to mujhe kya premium Dena hoga,
    Agar kisi karan me 5 ya 10 year bad mama Karna band kar du to is paise ka ya hogs Hume return milega ya nhi

    1. 5000 ke liye rs 752 and 4000 ke liye 602 ka premium hai. agar aap policy complete hone ke pehle bina kisi karan policy main paise nahi daalte to policy lapse ho jayegi and aapko kuch nahi milega parantu agar koi bimari ka reason hai to aapko amount with interest mil jayega

  347. MERI UMRA 44 SAL HAI.MUJHE ATAL PENSION KAISE MILEGA ?

    1. nahi aapko apy nahi mil sakta

  348. Sir meri age 32 hai muje kitna primum bharna padega 5000/- pension ke liye

    1. rs 689 per month

  349. sir main pvt job karti hu or mere husband school main hain regular nahin hain par hum dono 5000-5000 ki pension pension chahte hain par mera epf-eps cut hota hi kaya main ye scheme le sakti hu .or agar hum ye scheme le lete hain or baad main govt job lag jati hai to kaya iska benifit milega or ye scheme regular rahegi

    regards,

    bimla

    1. aap dono apy scheme le sakte hai. govet job jagne ya na lagne se scheme main koi farak nahi padega and aap dono ko pension milegi

  350. sir mera providend fund katta hai par apne likha hai ki jinka pf katta hai vo is scheme ka hissa nai ban sakte par sir ap ek bat btao pf mein to 10 sal hone ke bad pension lagti hai agar ham usse phele office chod de to fir hame pension kaise milegi or pf ka amount ka vaise bhi apki sceame se jyada hi katta hai to ap btaye ki ham agar pf se pension nai le paye to hame pension kaha se milegi kuki apne saf saf likha hai ki pf vale ye scheame nai bhar sakte ple tell me agar 10 sal se phele hum office chod de to hame pension kaha se milegi or agar hum 10 sak tak pf katvate rahe to hame kitni pension milegi ple tel me sir

    1. aap apy ko le sakte hai epf ya ppf katne se is yojana main koi farak nahi padta. aap ek baar article phir se pade.

  351. Hello
    Meri age 21 ki h muze atal pension 5000 ki karwani h to muze per month kitni perimium deni hogi or kya jab tak m 60 saal ki n ho jaun tab tak deni hogi
    Or 60 sal pure ho jane k bad muze kab tak means kitne saal tak pension milegi
    Plz jarur bataiye or jaldi plz………

    1. aapki premium rs 269 per month hogi aapko yeh kish har mahine 39 years tak dena hoga. Aapko pension aajevan milegi.

  352. Hello sir mera age 29 yr hai muze 5000.00 ki atal pension pane ke liye kitna premium dena padega ?

    1. rs 529 per month

  353. sir
    meri privet job he, mera pf kat raha he kya me atal pension yojana ke liye avedan kar sakta hu

    1. yes aap apy main enroll kar sakte hai

  354. meri age – 30 year
    wife age – 28 year
    mother age – 50 year
    father age – 55 year
    .
    ham sab ko 5000.00 ki atal pension pane ke liye kitna premium dena padega ?
    plz har ek ka alag alag mention karo

    1. For you age 30 years 5000 ki pension ke liye aapka premium hoga Rs 577 per month.
      For your wife it will be (age 28) Rs 485 per month
      aapke father and mother enroll nahi kar sakte

  355. Hello Sir,
    I am in a govt. Job and also have NPS account or pran no. & not come in tax payer and my age is 24 thenthen tell me all schemes which I use. Can I draw rs. Before the age of sixty. And how much rs. I get.
    Please tell me. Thanks

    1. are you enrolled in Swablambhan scheme? if yes then it will automatically convert into atal pension scheme. IF no then you can take all 3 schemes if you fullfill the age criterion

  356. MERI WIFE KI AGE IS 39 YEAR HAI AGAR HUM 5000 KI PENSION SCHEEM ME KITNA PREMIUM DENA HOGA PER ANNUM.

    1. Gurmeet ji Atal pension main premium per month hai per annum nahi. Aapki wife ka premium would be rs 1318 per month

      1. DEAR SIR,
        FOR HOW MUCH PERIOD?

        1. yeh aapko 21 years tak dena hoga

  357. sir , plz mujhe ye btaiye ki 1000 rs ki atal pension pr premium kitne sal tk dena hoga or kitna meri dob age abhi 1988 hai

    chart me to pure 60 sal tk dena dikhaya hai dear sir , plz explain

    1. aapki agar exact age bataye to main kuch aur prakash daal sakta hu

  358. meri age 37 year h or mujh ko 4000 per month wali yojna leni h to mujhe kitna amt per month dena hoga

    1. Rs 870 per month for 23 years

  359. meri age 30 years h m 4000 thousand month wali pensoin yajna lena chahat hu to mujhe kitna per month dena hoga or kitne year tak

    1. rs 462 per month for 30 years

  360. Kya Atal pension Scheme in Hindi form mil sakta hai?

  361. Sir,
    Ye rules me mentioned hai ki epf wale is yojna (APY) ko nahi le skte or ye bilku saaf saaf likha hai.
    अटल पेंशन योजना के लिए योग्यता Eligibility Criteria For Atal Pension Yojana

    अटल पेंशन योजना (Atal Pension Yojana) से 18 वर्ष से 40 वर्ष तक के नागरिक जुड़ सकते हैं इस तरह इस योजना में नागरिक का योगदान 20 वर्षो का होगा |
    साथ ही वे नागरिक जो EPF, EPS जैसी योजनाओं में शामिल हैं वे अटल योजना (Atal Pension Yojana) का हिस्सा नहीं बन सकते |
    lekin comments ke jwab me likha hai ki epf wale ye yojna le skte hai bus unhe sarkar ki traf se 50% ka yogdan nhi milega.
    kon si baat sahi hai?
    Plz clear kren.

    1. Comment main sahi likha hai. aap is baat ko confirm bhi kar sakte hai using Atal Pension Yojana Toll Free Customer Care Contact Phone number 18001801111 or 1800110001

    2. Sir,
      Mujhe per month 5000 Rs atal pension lene ke liye kitna or kab tak jama karna hoga.
      Meri age 38 sal hai.

      1. rs 1196 per month. yeh premium aapko 22 years tal deni hogi

  362. Dear Team,

    Thanks to our PM for lunching this scheme.
    We will make our future ” BHOODAPAA” better.

  363. mujhe rs 1000 per month atal pension ke lia kithna mmonthly bharna padaga mari umr 40 sal hai

    1. Rs 291 per month for 20 years.

      1. mera SBI me join account hai mere or mere wife ka?
        to mai SBI account par mere wife ki pension scheme chalu kar sakat hu kay?

        1. aagar aap apni wife ka atal pension yojana account sbi main khulwana cahte hai to account main first name unka hona cahiye.

  364. Mujhe 1000 /month atal pension chahiye to per month kitna jama karna padega sarni samjh me nagi aa rahi he likh kar bheje

    1. aapki age kya hai abhi premium amount us par depend karega

  365. sir meri age 18 year hi aur maine 5000 rs per month atal pension ke leye ketne ru jama karne hoge aur kab tak jama jarna hoga

    1. aapko Rs 210 per month 42 years tak jama karana hoga.

  366. 60 sal bad Pension ka labh Kab tak Milega (aajivan?)

    1. yes pension aajevan milegi.

  367. SIR, Agar koi admi jo av koi job nhi kar rha hai, APY leta hai lekin agar use GOVERNMENT JOB lag jati hai…to kya use v 60 sal ke bad atal pension milega??

  368. सर
    मैंने 5000 मासिक पेंशन योजना में नाम दर्ज कराया है
    इस योजना में बीमित व्यक्ति की अगर 60 वर्ष से पहले मिरत्यु हो जाये तो उसके नॉमिनी को पेंशन योजना का लाभ मिलना चाहिए
    लेकिन इस योजना द्वारा सिर्फ उसे जमा राशि ही मिलेगी
    नॉमिनी को पेंशन कियु नहीं दी जा सकती
    मिर्तु के बाद नामित को कितना राशि मिलेगा
    क्रप्या आपसे निवेदन है की हमें जवाब जरूर दीजिये !
    धन्यवाद्

    1. aap ke case main Nominee ko Rs 8.5 Lakhs milenge. Agar wo is paise ko bank main FD banata hai to us lagbhag itna hi paise interst main milne lagega

  369. Meri age 33 hai aur me 3000 pension chahta hu 60 years ke bad, to mujhe kitna amount pay karna hoga per month, agar meri death 55 age me ho gai to kitna amount nominee komilega…….?

    1. Aapka Premium amount Rs 453 hoga per month aapko yeh 27 years tak jama karana hoga. Agar aapki death 55 years main ho jati hai to us samay tak ki jama rakm with interest aapke nominee ko mil jayegi

  370. नमस्कार सर मेरी उम्र 36 साल है और मेरी पत्नी की उम्र भी 36 साल है और हम दोनो ही अटल पेन्शन लेना चाहते है तो हम लोगो को हर महीने मे कितना पैसा भरना पडेगा आप हमे बाते धन्यवाद

    1. Pramod Ji agar aap and aaki patni Rs 5000 each ki atal pension cahte hai to aap dono ko Rs 990 ka premium dena hoga.

  371. sir meri maa ki umr 30 sal hai muje kitne month tk rupya jama krna ho ga

    1. aapki ma kon sa pension plan cahti hai us par nirbahr karta hai.

    2. hello sir APY ummarryed Log v kar sakte h ,mera dob 31/1/88 Ko hi mera kitna pre banega ,Manlo mera death 1 sal ke bad ho jata h to.59yrs ,ya 61 ki age mai hota h to nominee ko kitna Kitna milega.pls clear kare thx

      1. yes atal pension scheme unmarried bhi le sakte hai. Agar apki death 60 k baad hoti hai to aapke nominee ko corpus amount milega. 60 k pehle main aapka amount deposit plus interest aapki nominee ko milega. Premium is par depend karega ki aapko pension kitni cahiye

  372. Agar 50sal ki age ho or vo admi ki death ho jaye to use kya milega pleas tell me

    1. to us vyakti ke nominee ko jama ki hui rakm byaj ke santh il jayeagi

  373. sir mai pravet pvt kampani me kam karta hu mera epf katta hai to mai atal penshan yojna ka patr hu kya meri umar 28 sal hai 5000 penshan milne ke liye muze mhine ka kitna bharna padega.. kitne sal bharna padega…… pliz Reply

    1. yes aap APY se jud sakte hai and aapki premium hogi Rs 485 per month is premium ko aapne agle 32 years tak jama karana hoga

    2. sir agar mai meri waif ke name pe atal penshan yojana chyalu kar sakta hu kya pliz reply

      1. yes agar aapki wige ki age 40 ya us se kam hai to aap un ke naam par apy chalu kar sakte hai

  374. Sir
    Atal pension scheme Mein Agar Meri Wife Nominee Nahi Hai , Aur Nominee Mera Son Hai , Mere 60 Year Complete Kar Lene Ke Baad Mujhe 5000 Milte Hai , Agar Meri Death Ho Jati Hai To Meri Wife Ko Kitne Amount Milenge . Agar Meri Wife Ki Bhi Death Ho Jati Hai To Kya Nominee Ko 5000 Milenge Ya 8,50,000

    1. aapki death ke baad apy main jitni bhi aapki pension thi utna amount aapki wife ko milega yahi Rs 5000 per month and uske baad nominee yahi ne aapke bete ko Rs 8.5 Lakhs.

  375. atal pension yojna ki pension rashi 60 sal ki umra ke bad kitane sal tak pension milegi . agear yojna dharak 100 sal tak jinda he to kay use pension milati rahegi ?

    1. APY pension upbokta ko ajeevan milegi agar wo 100 warsho tak jeevet rehta hai to utne samay tak pension milegi

  376. kiya? mai jo atal pension yojana form news paper par hai ya net se lod kar ke aue use bhar kar bank me aur saath me hi kisht deni pade gi plz .. jaldi jawab den??

    1. yeh aap papaer main aaye apy form ya net se download kar form apni bank main jama karwa sakte hai. Bank aapke account main se Rs har mahine auto debit karegi

  377. अगर मेरी उम्र अभी 25 साल है तो क्या मुझे पुरे 60 साल तक बैंक में राशि जमा करनी होगी और कितनी राशि जमा करनी होगी |
    मुझे सब कुछ समझ आ गया इस योजना के बारे में मगर बस यही नहीं समझ में आ रहा है
    धन्यवाद्

    1. agar abhi aapki umar 25 years hai and aapko Rs 5000 ki atal pension cahiye to aapki premium hogi Rs 376 per month. Yeh amount aapne 35 years tak jama karana hai.

    2. अगर मेरी उम्र अभी 40 साल है तो क्या मुझे पुरे 60 साल तक बैंक में राशि जमा करनी होगी और कितनी राशि जमा करनी होगी |
      मुझे सब कुछ समझ आ गया इस योजना के बारे में मगर बस यही नहीं समझ में आ रहा है
      धन्यवाद्

      1. agar aapko Rs 5000 ki pension cahiye to aapko Rs 1454 per month ki premium 20 years tak jama karani hogi

  378. Dear Sir JI

    This is a Nice Plan for all Indian .

    Regard

    Sunil Lahri
    Bikaner

  379. sir meri age 31 year hai,muje per month kitna amount jama karna hoha, or kya me or mere husbend dono ye jojna ka a/c khulwa sakte hai,

    1. Hi Vaishali Atal pension premium aapke Pension amount per depend karegi. AAp kripya apni pension amount bataye. Agar aap and aapke husband APY lena cahte hai to joint account se kaam nahi cahlega. Aapka khud ka savings account hona cahiye

  380. अटल पेंशन योजना (Atal Pension Yojana) के तहत वे लोग जो करदाता नहीं हैं उन्हें पेंशन दी जाएगी |

    Aap ne ka ha ki jo tax payer he vo person ko profit ho ga ki na hi .

    1. Atal pension Yojana Koi bhi vyakti le sakta hai. Agar wo income tax payee ho ya na ho. Agar wo income tax pay karta hai un ko government apni taraf se extra money degi bas yahi farak hai

  381. main private company me job karta hu.

    Mera EPF 1500/- salary me sa kata hain.

    Kya mai ATAL pension yojna se connect ho sakta hun,

    Thanks/.

    Pls reply soon.

    1. Yes aap APY le sakte hai

  382. mera pf jama hota hai to mai yojna me samil ho sakta hu meri aayu 35 sal ki hai mujhe 5000 mahina atal penson k liye kitna jama karna hoga

    1. yes aap APY main shamil ho sakte hai. Aapka premium Rs 902 per month hoga jo ki aapko 25 years tak dena hoga

  383. Sir main shiksha karmi hu (chhattisgarh me)
    meri salary 28000/- per month h.
    mujhe pran no bhi mila h. kya main atal pension yojna me jud skta hu?

  384. Mai ek private company me off roll job kar raha hun, mera pf deduct hota hai.. mai is yojna ka labh le sakta hun athwa nahi chuki maine notification read kiya, usme spasht likha hai EPF and EPS se linked vyakti iska hissa nahi ban sakte kripya meri duvidha door kare.

    Dhanywad,
    Pradeep Kaushal

    1. agar aapki age 18 se 40 years ke beech main hai to aap Atal pension yojana ka laabh utha sakte hai. Since aapka epf account hai to jo extra rs 60 thousand ka governmrnt contibution hai wo aapko nahi milega

  385. Sir ye scheme mast hai….but I want to ask u….sir can I paid the amount in advance means I want paid the 1 or 5 year amount at time….can I pay plzzz rly …..

    1. No as of now you cannot pay money in atal pension yojana in advance.

  386. 60 ke baad death case main atal pension main hursband ko naa de kar apne bacco ke liye karana chahti hoon is that possible
    And kids are minor unko nominee banane ke baad guardian name main apne brother ka naam daal sakte hain ya nahi

    1. first case possible nahi hai pension baccho ko nahi milegi. Aap yeh kar sakte hai ki aapji death ke baad jo corpos amount milega ushe direct aapke backo ko mil jaye. Aap apne bache ka guardian kisi ko bhi bana sakte hai

    2. dear sir
      mara age 36+ hai mujhe kitne amount atal pension scheme main har mahine jama karane honge agar main 3000 par mahina lena chahunga hu kitne mahine tak jama karane parenge
      please rply
      thanks
      seeban

      1. Your Premium would be Rs 594 per month. Yeh aapko 24 saalo tak jama karana hoga.

    3. सर हमारे यहा sbiमे फाम् उपलब्ध नही है येसा बोल रहे है कया ?करे ?

      1. aap form hamare article se download kar sakte hai

  387. agr koi 25 year ki age me atal pension yojana join karta h jo ki jobless h but future me govt. job mil jati h ya pvt. job good salary k sath join krta h to kya ye pension milegi ya nhi ??? plzzzz rply ……….

    1. Job jagne and na lagne main apy main par koi farak nahi padta. Even Job wala vyakti bhi is he join kar sakte hai.

      1. thanks but why everyone says atal pension yojana garibo k liye h its create to much doubt ? ok simply ye koi bhi join kr sakta h jo 18 year se 40 year age group ka ho . its right ?

        1. anyone can join this scheme jaise ki aapne kaha. Yeh garibo ke liye is liye hai ki maximum pension amount is just Rs 5000 per month

      2. but scheme rules me mentioned hai jo vyakti EPF and EPS se linked hai wo isme apply nahi kar sakte, maine bhi dekha mere epf account me kuch amount Atal Pension Yojna Ke naam se deduct ho raha hai…

        1. aisa kahi par bhi mention nahi hai.

  388. Sir jo monthly subscription depoist hoga in atal pension yoajan those amount kub aur kis hisab se milega, pension kitni saal tek aur kisko milegi. Kya Army personnel iss yojna mein shamil ho skte hai

    1. Atal pension yojna mein intrest kitna hai

      1. abhi yeh decide nahi hua hai

    2. Pension upbkokta ko aajeevan milega. Atal pension amount aapke premium ke upar depand karega and yes army personnel pension yojana se jud sakte hai

  389. meri age 31years hai mujhe 5000/- atal pension ke liye kitne rs. per month dene honge. aur agar 60 years se pehle hi meri death ho jati hai to kya phir bhe kishat bharni hogi

    1. your premium would be Rs 630 per month. 60 saal se pehle agar death ho jati hai to utradhikari ko jama kiya hua paise with interest mil jayega

  390. 1. अटल पेंशन योजना में अमभदाााओं कब नामि‍ति को प्राप्त होने वाली मू्लनि‍धि‍ का सं‍केतिक वि‍वरण रूपये
    में) का क्‍या मतलब है
    जो 5000 हजार रााशी मिलेगी उसमें 8.5 लाख रूपये का क्‍या मतलब है ये राशी हमें कब मिलेगी ा क़़पया उतर जरूर देना

    1. pension aapko 60 wash pura hone ke baad milegi. death hone ke baad rs 8.5 lakh nominee ko mil jayega

  391. whether a tax payer can be a part of this scheme and also hold gpf account.

    1. anyone can apply atal pension yojana. if you are either a tax payer or have a gpf account then you wont get the extra rs 60 thousand given to the poor people in apy account

  392. नमस्कार । मे आप से दो सबाल पूछना चाहता हू। (1 )की अगर कोई पती पत्नी अटल पेनसन लेता है और दोनो की 60 उम्र के बाद मे मरते है तो। दोनो का नोमिनी एक ही है तो दोनो का पेसा उसे मिलेगा की नही

    (2) अगर पती और पत्नी दोनो अटल पेंशन लेते है और उनमे
    से एक मर जाता है और जो मरा है उस का पती यह पत्नी नोमिनी है तो उस को क्या मिलेगा पेंशन या पेसे । जबाब जरूरी देना चाहे इंग्लिश मे लिख के।। धन्यवाद ।।।

    1. 1) agar pati and patni dono ne atal pension yojana li hai and agar 60 ke baad dono ki death ho jati hai and nominee ek hi hai to same nominee to do baar utradhikari amount milega
      2) us ki patni ko atal pension milegi and us ke baad nominee to utradhikari amount

  393. Hi sir
    Meri age 19 year ki h or meri mummy ki age 36 year ki ha sir plz hume bataaye ki 5000 per month atal penshan k liye hume kitni rakam par month deni hogi mujhe chaart par kuchh samjh nahi aaya th isliye plz hume bataye

    1. Age 19 Atal Pension 5000 Premium Rs 228 per month for 41 years
      Age 36 Atal Pension 5000 premium rs 990 per month for 24 years

    2. Hi sir
      atal pension k liye kiya birth certificate nehi , mera pass jandhajojanaka bank ac he or adharcard he
      to mera hoga ki nehi bank wal brith certificate magrahe mera hogaki nehi

      1. atal pension yojana main birth certificate ki awasshakta nahi hai. jo date of birth aapki bank main hoga wahi manya hoga

  394. Hi sir
    Hame Atal pension yojana ke konse document milenge ( policy certificate)

  395. Sir,
    My dob is 15-07-1973 hai. Kya main is atal pension yojna ka laabh le sakta hun.

  396. 5000 ATAL PENSION KE ANTRAGATI 8,50,000 RUPAYE UTTRADHIKARI KO KIS TARAH MILEGE.

  397. Mai NPS me juda huya hu Maine swavlamban yojna me apna account khulwa rakha h mera pran card bhi ban chuka h kya isase bhi Jud sakta hu ya nahi

    1. Swavlamban scheme se jude hue log apne aap hi atal pension scheme main jud gaye hai

    2. Sir
      Me aru mery wife dono 5000/-per month atal pension milti hai agar mery deth hone ke bad kya mery aru uski (wife) dono ki pension wife ko milegy ya nahi krapya btaye
      Dhanybad

      1. yes aapki death ke baad aapki pension and aapki wife ki khud ki pension mil kar aaki wife ko milegi

  398. acha laga atal pension ac khalaunga

  399. meri age abhi 20 yer he to 5000 rupaye atal pension ke liye me kitane paise bharne padege

  400. Sir
    Mai abhi tak atal pension yojana k liye aaply nahi kiya hai .bank pe gya to bank wale bole ki date over ho chuki hai.
    Mai fir aaply kar sakata hu ya nahi
    Fir se yojana chalu hogi ki nahi

    1. atal pension yojana ki koi last date nahi hai. Aap apni sikayat bank ke customer care main likhwa dijiye

  401. meri Age 48 hai.agar 60 years ke baad 5000 rs.pention lena ho to abhi se monthly kitni amount jama karana hoga?

    1. aap abhi atal pension main apply nahi kar sakte

      1. SARKAR KA YPGDAN 50% KA MATLAB JO KIST DENE HAI USKA AADHA?

        1. agar aapka epf account nahi hai and aap tax payer nahi hai to aapka premium jitna bhi hoga per month utna hi amount sarkar apni taraf se jama karayegi (max rs 1,000 per month) for 5 years.

  402. mera 60 sal pura hogaya ,abhi mera 61,sal shuru hi to mai atal pension yojna me kaise jud sakta hu ?muze iska labh milega ya nahi-our muze pension milneke liye kya karna chahiye.kyonki muze bahut jaruri hi mai auto chalatatha,abhi tabiyat kharab hone ke karan ghar me hi hu.

    1. sir aab aap is yojana se nahi jud sakte

  403. sir,
    mai district & session judge ke office me asistent gred 3 ki post par hoon. kya mujhe is yozna ka laabh milega? ager nahi to kya meri patni is youjna ka laabh le sakti hai. vah berozgaar hai.

    1. aap dono to atal pension yojana ka laabh milega

  404. Muze social work krna hai…garib people ko isme lana hai to kya mai is yojna me agent bn sakta hu…agar ha ho kaise pzzz btaye

  405. 60 sal se pahle durgatna yadi ho jati he to nomini ko atal pension yojana main jama kiya gye pase Intrest ke shat milenge ya jo jama hue he wo hi pais milega thanks

    1. jama kiya paise interest ke santh

  406. I am now 40 year and if i want to avel the facilities of Rs.atal pension 5000 pension i have to invest Rs.1454 per month its mean total investment for 20 year 3 48 960/- and my monthly income is Rs.10000/- per month if I go for this scheme, I have to pay 1454 per month after deposit the amount rest of salary amount Rs.8546 and I am having 2 kids. How can we live easy life……It will be very tough for me. Kindly give me right solution, and after 20 year 5000 will be not enough amount for survive.

  407. Sir this time i am reading.mai agar baad me job pa jata hu to kya hume atal pension milega.

  408. Meri DOB 08/11/1977 he or muje 5000/-
    Pension chahiye to muje kitna pay karna padega har month or mere bad mere nominee ko kitana amount milega pl bataye

  409. Sir,
    My dob is 10-06-1973 hai. Kya main is atal pension yojna ka laabh le sakta hun.
    Rs.5000/myth Ka pension pane Ke liye mujhe per mth.kitna jama karña hoga?

    1. please check the chart of the mobile app

  410. dear sir if any person do job any privet ltd company and his deposits Provident Fund in PF acount from salary than he can open APY.

  411. mera sawal hai, ki jaise aaj ke smay main 1000-5000 rupye main koi sukhi jeevan ya kahen jeevan nahin chala sakta .to 60 saal ke ki umra ka baad yani ke agle 20-40 saal ke baad ye 1000-5000 koi value rakhta hai????

    1. yeh scheme garib logo ke liye hai and unhe liye tab bhi yeh rakam kafi hogi

  412. sir

    1000/-rs. masik pensan avam 1.7 lacs UTTARADHIKARI RASHI , to is UTTARADHIKARI RASHI se kaya ashaya hai , kapay batain

    1. aapka prashan samaz main nahi aaya

  413. Sir agr bank me pahle se account h to wo is atal pension yojana se nahi joda ja sakta h kya, agr dusari gov. aa jaye or is yojana ko band kar de to kya hamara jo bhi amount banta h wo wapis ho jayega

  414. Sir
    mai 60yr tak deposit karta hu au 80yr tak jibit rahte hai. Mere nomini ko 8.5lakh kab milega mere death hone ke baad ya pahle?

    1. atal pension main jama hui rakam death hone ke baad nominee ko milegi aap cahiye to apni pension band karwa kar yeh rakam le sakte hai

      1. agar 68 year ke bad mey apnya atal pension band karakey rupya utha leta hu to kitna milega.

        1. nahi yeh possible nahi hai

  415. I am Tax payer Can I take this atal pension plan

  416. मेरा बर्थडे 12/11/1980 है इस आधार पर 5000/ का पेन्सन पाने के लिये कितना अमाउंट पे करना होगा तथा मेरा उम्र क्या काउन्ट होगा .

  417. 1- Agar me is yojana se judu or meri death 60 se pehle ho t hai to meri family ko jo amount return hoga us me Intrest rate kya hoga.

    2- kya nominee ko pension ka labh b milega agar 60 se pehle death ho t hai.

  418. Meri age 35yr hai mai 902/-Rs per month deposit karte hai to 60 yr ke baad kya mujhe sirf pension milega ya nomini ko bhi paisa milega ya mere death hone ke baad nomini ko milega aur kitna milega? Pls ans me

    1. aapko 60 ke baad atal pension milegi and aapki death ke baad aapki wife ko pension milegi and us ke baad nominee ko corpous amount. Amount check karne ke lye chart dekhe

  419. If somebody is not a tax payer right now but will be in future than how he/she will become the part of this atal yojna?

    1. there will be no issue

  420. kya mujhe 60 yrs tak monthly 42/210 Rs. dene honge. aur kya is yojna me premium complete hone pr koi fix mechurity bhi milegi

    1. aapka prashan muzhe samaz main nahi aaya

  421. ye kaphi achhi jankari hai jise har koe asani se samjh sakata hai ham aapke es jankari se puri tarah se santust hai (dhanyawad)

  422. Agar 65 year me death ho jati hai to wife ko pension milega ya nahi.?
    Mera ammount jo 60yr me jama hoga wo return milega ya sirf pension?plz ans

    1. agar aapki death 65 years main ho jati hai and aapki wife jinda hai to aapki wife to aapki atal pension milti rahegi. Aur jo amount aapka jama hua hai 60 years ki age tak wo aapke nominee ko milega

  423. Meri age abhi 34 he to muze Atal pension yojna me itna bhrna padega har mahine plz rply

  424. mera apna kam hai mai 25000rs pension lena chahta hun kya mai atal pension yojaja se lesakta hun .nahi to kyon.

    1. atal pension yojana garib logo ke liye hai like ke liye Rs 5000 kafi acchi rakam hai

  425. sir
    main ye janna chata hu ki 60 saal se upar hai use kitne rupees jama karene padege
    kriya uttar jarur de

    1. Muzhe aapka prashan samaz nahi aya

      1. Kya is yojana KO pati & patni dono le sakte he.

        1. yes atal pension yojana ko pati and patni dono le sakte hai

    2. sir meri ek bat samajme nhi aayi, me haryana se hu or vha per 60 saal ke bad govt vase hi pension deti h jo ki 2019 tak 2000 rs ho jayegi .,mujhe 60 saal ke bad free pansion mil rhi to me atal wali yojna me rs jama kyo keru ,,,aap mujhe betye ki 60 saal ke bad kya me dono pasion ki hakdar hungi ya nhi

  426. Meri dare of bith 30/05/1974 he atal vima yojna ka labh muje milega?

  427. Sir agar agli sarkar aayi aur ye Atal Pension yojna band kr diya to kya hoga plz rply

  428. sir, mera umar 37 yrs hai. mai 5000 pension wala scheme lena chahta hu. mujhea kitna jama karna hoga per month aur kaha sampark karna padeaga…..

  429. my age 34 muje atal pension policy lene par kitna amount par month dena hoga

  430. good morning sir
    Atal pension policy is very good
    mere age 24 h or mujhe 5 thousend per month pension chaiye to mujhe kitna pay krna padega per month

  431. Atal Pension Scheme is a good yojna. it is a good gift from the Mr. Nariender modi for nation. Please give me full information about this yojna.
    Thanks

  432. my age 36 muje atal pension policy lene par kitna amount par month dena hoga

  433. Meri age 46 year he mujhe a pension plan chahiye.

    1. 46 years main atal pension nahi milega

  434. after sixty year how many year get pension

    1. Till your death..after then to your wife till her death.

  435. meri age 34 h mujhe atal penson me 3000 pane ke liye kya karna per month dene hoge bataye

    1. Rs. 226 per month

  436. mera umar 31 sal ka hai hame 5000 Atal penson ke liye kitna primmium dena hoga

    1. Premium k liye is post par chart dekhe ya phir mobile app install kare https://play.google.com/store/apps/details?id=com.akonline.apycalculator&hl=en

    2. meri umra 38 year hai mujhe 5000rs atal pension per month lena hai kitana rs pr month jma karna hoga

  437. MERI AGE 30 YEAR HAI .KITNE RUPE JANMA KARANE HONGE.5000/- PER MONTH Atal pension KE LIYA.

    1. Yes aap Atal Pension Yojana se jud sakte hai. Premium k liye is post par chart dekhe ya phir mobile app install kare https://play.google.com/store/apps/details?id=com.akonline.apycalculator&hl=en

    2. sir,
      agar meri death 60 years se pahale ho jati hai to jama ki gai rashi kisko milegi or kitne present interest k sath milegi.

      1. atal pension yojana main agar aapki death 60 se pehle ho jati hai to jama ki gayi rakam byahj ke santh aapke nominee ko mil jayegi

  438. Toll free no. par galat suchna de ja rahi h

  439. Sir,
    Mera Birth Jan-1981 ka Hai, Aur Main Income Tax bhi pay karta hoon, or mene PPF account bhi khulwa rakha hai. Kya main Atal pension yojna le sakta hoon. Aur mera kya monthly premium hoga or kitne saal dena hoga.

    1. Yes aap Atal Pension Yojana se jud sakte hai. Premium k liye is post par chart dekhe ya phir mobile app install kare

  440. sir,
    i want to know i m 27 years old i want 5000/-atal pension per month after 60 years, what should i pay per month.and how long i deposit monthly contribution.

  441. Kya APY main ITR bharne wale shamil nahi ho sakte

  442. 1 Aaaj maie Income Tax paier nahi ho Kal agar maie Income Tax paid karta hue. to Kya Atal Penshion Yojana ka benifit milaga?
    2. Agar marie 59 year me death ho jati hai to kya Atal Penshion Yojna ka profit milagya?
    3. Kal ko Central meie kisie aur kii sarkar aa jati haie aur wogh is yogna kao band kar de ? to kya hoga?

    1. 1) Yes Benefit Milega
      2) us samay jitna bhi amount hoga plus interest aapke nominee ko mil jayega
      3) Atal Pension Yojana band nahi hogi. ho sakta hai is ka naam change hoga

  443. Dear Sir,
    my age is 28 years to get 3000/- as Atal pension how much i have to pay per month let me know briefly

    1. Dear sir. My age is 38 year to get 5000/ as atal pension how much I have to pay per montn let me know

  444. सर में govt.job में हू क्या में ईस योजना का लाभ ले सकता हूं मेरी age 25 year है

    1. yes aap Atal pension Yojana ka laabh utha sakte hai

  445. Please tell me monthly atal pension premium for 5000 monthly pension my dob of 15/07/1987

  446. sir meri age 29 year hai. mujhe 5000 atal pension pension pane ke liye monthly kitna contribution jama karna hoga. aur after 60 year kya kuchh maturity bhi milega. ya sirf pension ?

  447. meri umar 25 sal hai. To mujhe kitne rupe jama karne padege for atal pension yojana

  448. Sir mera dob 3/1/1990 h mujhe 5000 pension ke liye kitna jama karna padega

  449. i want this atal pension for my wife who age 36.
    what premium need to be paid for Rs. 5000/- per month

  450. Dear Sir

    I want to know about where i go for Atal Pension Yojna to confirmation fill up form or other formality.

  451. Sir, my dob is 12-7-1980, I want to join
    Atal pension yojna. Want to take benefit
    Of 5000/- per month after 60 years.
    Till, how many yes I have to contribute
    And how much. Pls replay

    1. Sice your age is 34 years as of now so you will have to pay a premium of Rs 824 in atal pension yojana scheme for 26 years to get a pension of Rs 5000 per month after you turn 60 years

  452. agar mai 10 year tak payment karta hu mara account band ho jata hai mara amount ka kya hoga

    1. aapka ka amount with interest return ho jayega.

      1. Lekin help line pe isaki janakari nahi de rahe he
        Isaka conformation kaise milega

  453. sir,
    i want to know i m 38 years old i want 5000/-per month after 60 years,what should i pay per month.and how long i deposit monthly contribution.

    1. Rs 1196 per month for 22 years

  454. sir mera umar 36 saal hai mujhe 5000/- penshan ke pane ke liye mahine ka kitna bharna padega….?

    1. Rs 990 per month for 24 years

  455. Ky is yougana my govt servent be samel ho skty hai

  456. mere date of birth 13-08-1979 hai aur mein 5000/- atal pension ke liye kitna premium berna hoga aur kaise

    1. Rs 902 Per Month

  457. hi ser meri age 20 yearsh hai mujhe 5000 Atal pension ke liye kitane rupay monthly dene hog

  458. i am 38 yr old how much i have to pay to get back 5000 Atal Pension every manth I am a Farmer

    1. sir,
      i want to know i m 36 years old i want 5000/-per month after 60 years,what should i pay per month.and how long i deposit monthly contribution.

      1. Rs 990 per month for 24 years

        1. Agar Koi 10 Sal Tak Atal pension Yojana main Paisa Jama Kiya Usake Bad Death Ho Gaya To Scheek Kya Hoga

          1. to us samay jitna amount hoga with interest aap ke nominee ko wapas ho jayega

          2. Muje isme judna h bank me koi jankari nahi mil rahi h….meri ummar 27 h muje kitane paise dene hoge atal pension yojana or kitane saal tak bharane hoge pls reply….thanks

          3. Sir army parson ho jo mera. Pay scale hai 5250 hae kya ish atal pension yojna sae jud skta hu

          4. Yes army personal bhi Apy se jud sakte hai

          5. sir ager 5000 atal pension wali apy leta hu to ager mery deth 60 sall se plhle ho jati hai or us mai kon sa deth clim milega or ye 850000 wala clim kon si deth pe milega please reply

          6. apy main life insurance nahi hai. Agar aapki mrityu 60 warsh se pehle ho jati hai to aapka jama ki hui rakam with interest aapke nominee ko mil jayega

  459. meri age 41 year hai kiya me Atal Pension yojana se jud sakata hu

    1. nahi aap is yojana se nahi jud sakte

  460. Hi sir
    I am 34 yr old. How much I have to pay to get back 5000 pensan every month.

    I am a Farmer.

    1. Rs 824 premium har mahine for Atal Pension of Rs 5000.

  461. Sir meri date of birth 18-10 -82 hai 32 to mughe kitne rs.per month jama karna hoga.
    5000 ka atal pension pane ke liye.

  462. sir,
    i want to know i m 26 years old i want 5000/-per month after 60 years,what should i pay per month.and how long i deposit monthly contribution.

    1. Rs 409 per month per month to get atal pension of rs 5000

  463. kiya house wife bhi Atal pension yojana se jude sakti hai

  464. Me eka NGO me service karata hu mera PF deduct hota hai kiya me Atal Pesion yojana se jud sakata hu

    1. yes aap bhi jud sakte hai

  465. Dear sir
    meri age 25 year hai to me 5000 per ke liye kitne rupye per month dena padega…….?

    1. Rs 376 per month for 35 years to get atal pension of Rs 5000

  466. 1. Pension dene ke liye kya 20 saal baad hamari govt ke paas paisa hoga, kyonki ye 20 saal baad milnewali hai. tab shayad hi aaj ke neta power me honge aur honge to kya unki halat PM jaisi hogi ya Advani jaisi hogi….SOCHO.

    2. Agar main 42 jo sabse ziyada ammount hai invest karta hoon pension yojana me to mera 20 saal me 42*12*20 = 10080 Rs investment hota hai. government isse kahi ziyada mujhse indirect taxes me vasool karti hai…refer to Aamir khans Satyamev Jayate. paisa to waha se bhi aa raha hai aur lagataar aa raha hai. to ye 42 rs ka investment kyon..

    3. 20 saal baad ki govt ne haath khade kar diye to kise pakadoge.

    4. Apni akal lagao dikhavo pe na jao.

    1. वृद्धावस्था पेंशन योजना, इसे अटल बिहारी वाजपेयी के समय शुरू किया गया था मगर यूपीए ने बंद कर दिया।

  467. sir mere husband job nahi kar sakte unka ek pair toota hua h isliye m atal pension yojna se judna chahti hoo

    pls sir

    1. aap kisi bhi bank main ja kar Atal Pension se jud sakte hai

  468. MERE FATHER KI AGE 62 YEAR HAI UNKE LIYA KITNE RUPE JANMA KARANE HONGE.5000 PER MONTH pension KE LIYA

    1. aap ke father 62 years ki age main Atal Pension Yojana nahi join kar sakte

  469. १८साल की उम्र में अटल पेंशन योजना से जुडने के बाद में सरकारी नौकरी लग जाती है तो उस समय यह योजना जारी रहेगी या बन्द कर जमा धन वापस मिल जायेगा अथवा क्या होगा

    1. sarkari naukri lagne ke baad bhi yeh yojana jari rahegi

  470. if my age in 22 and I want to 5000 manshik panshan yogna so how much I deposit in every month

    1. Rs 292 per month

  471. yes i want to join the Atal pension yojna ye policy har bank me kiya ja sakta hai kya

    1. yes Atal Pension Yojana kisi bhi bank main apply kar sakte hai

  472. mere office me 3 staff hai aur income 1 lakh hai teeno enroll karna chahte hai.

    aur my self working at TTk prestige ltd mera income tax nil return hai.

    kya may aur 3 staff is yojana ka faida le sakte hai.

    Praveen

    1. yes app sabhi APY main apply kar sakte hai

  473. Sir
    Meri 1 NGO ha or hamna NPS me vi 2000 logs ko Jada ha kiy APY ka kam mila sakata ha

  474. I might be unlucky as at Present my age is 48 years.Hence I may be unfit for the above mentioned scheme. Please guide me for some other Pension Scheme which I can Join & start to pay the installment immediately & get the mentally relax for my future Old age time after 60 years.

    1. sir ji
      (1) me ak bisnis men hu or me ne nps yojna me khata kulva rkha he ho me ish yojna she jud shakta hu ?
      (2) ish yojna ke share fayde muje milenge ?
      (3) sir ji barat sharkar ne nps yojna kyo band kr di ? or ham nps me invesht kre ya nhi

      1. 1) Yes aap APY se jud sakte hai
        2) Is article main aapko APy ke sare fayde mil jayenge
        3) NPS scheme band nahi hui hai. aap usmain bhi nivesh kar sakte hai

  475. APY jama krte time (18-40) ke beech m yadi kisi ki gov. job lag jaati h to kya APY band ho jayegi, aur phir rupya kitna or kis hisab se milege. plz tell me about this.

    1. Hi Vipul, government job lagne se koi farak nahi padega. bas jo bhi extra contribution government kar rahi thi wo nahi milega.

  476. atal pension yojana me 5000 bala plan lete hai or 60sala ki umar hone se pahale death ho jati hai to nomini ko kitana rupee deya gaye ga

  477. Sir
    Merit umr 36 yr hai .mujhe 5000 monthly pension k liye kit a premium Dena hoga aur kitne rs milenge??

  478. Sir,
    Meri Income Tax Return Last 2 Years se ja rahi zero tax par.
    to kya me APY le sakta hu..
    meri income under 2 Lac Hai.
    Plz suggest Me…..

    1. Koi bhi yeh yojana se jud sakta hai. Income Tax agar aap dete hai to bas extra contibution jo government de rahi hai wo aapko nahi milega. baki koi farak nahi hai

  479. Mai government employees hau to Mai atal pension yojana se jud sakta Hu

  480. योजना बहुत ही अच्छी है इससे बुढापे मै एक सहारा रहेगा मोदी सरकार का देशवासियों के लिये एक नायाब तोहफ़ा !!

    1. I AM ALSO AGREE WITH MODI SARKAR THIS “ATAL PENSION SCHEME.

      bahut hi acchi yojna he. Superb.

  481. 1. If depositors comes income tax payer after start APY (Atal Pension Yojna).
    how will get the deposit amount.

    2. Can we open this account in any nationalized bank or only through the bank Mithra because bank says come through the bank Mithra , pls confirm..

    3. Kya nominee ek se jayada ho sakte hai.

    4. kya APY ke shuru hone ke baad nominee ko badla ja sakta hai.

    5. kya APY ke shuru hone ke baad nominee ki death ke baad nominee dusra bna sakte hai.

    6. Agar 60 saal se phele meri or nominee dono ki death ho jati hai to mera rupya kise milega .

    7. APY shuru hone kai kuch time baad account holder ki death ho jati hai to nominee ko rupya with intrest milega ya deposit amount milega ya penssion milege agar nominee ko penssion milte hao to nominee ko penssion ki age kya hogi.

  482. My Age is 40 years and 3 months and I am handicapped will I get any relaxation in atal pension yojana

  483. sir,60 yrs pure hone k bad maturity amount bhi milegee or pension bhi milegi APY main?

  484. MERE FATHER KI AGE 52 YEAR HAI UNKE LIYA KITNE RUPE JANMA KARANE HONGE.5000 PER MONTH pension KE LIYA

    1. आपके पापा इसमें नहीं जुड़ सकते.क्योंकि उनकी उम्र ज्यादा है.सिर्फ 18 से 40 साल के व्यक्ति शामिल हो सकते हैं .

  485. this yojana is very very important for us and i am impress and i am join this sceem june month

    thanks & regards

  486. Swavablamban yojna ka naam atal pension convert kar diya gaya hai .for more information pls contact

  487. age 40 ki na hokar 50 honi chaye

  488. bada pradhan mantri ji se nivedan yah hay ki agar swavlamban yojna k nam se nafrat hay to nam badal de plan nahi kyon ki swavlamban yojna me 18 se 55 varsh k logon ko labh milta hay aur atal pension me 18se 40 tak k hi log labh le paega kya bjp ko 40 varsh se jayda k umr vale vote nahi diya hay kya

  489. jinki age aaj 60 saal se uper h unke liye to es yojna m kuch h hi ni vo bujurg log es yojna ka labh kaise milega

  490. Ye jo rupaye jama kiye jayege wo agar bima dharak 55 saal se Pahle mar gaya to wo paise kis ko diya jayega. plz answer

    1. wo Rs uske nominee ko milenge.

  491. I want to apply for atal pension yojana please let me know how to apply

  492. We are very thankful to our innovative pm.its a very nice scheme ,,i cant join but we will inspire many to join this beautiful atal pension scheme

  493. pension kaha se milega Bank se ya kisi office se?

  494. Very Nice blog !!!!!!

    thanks for sharing those valuable info.

  495. well scheme of government but no details in bank of this atal pension yojana

  496. Very Nice… I’m also join this Yojana

  497. नक्की उपयोगी आहे.

  498. APY NPS swavalamban se achchi nahi h sir 42 saal bad 200 Rupee me to hara dhaniya Hari mirchi hi ayegi 5000 se kiya hoga

  499. atal pension yojana ka labh kis bank me khata khol kar liya ja sakta hai yani kis bank me maujud hai?

    1. किसी भी सरकारी बैंक में.

  500. yojana to acchi hai par mere hisab se deposit rashi ko kam nahi karna tha savalamban se kyo ki 5000 mahine ke hisab se bahut kam hai.

  501. yojna achha hai par aajtak (05/05/2015) bank me kuchh bhi jankari nahi mille or dusre bat ye ke age36year hai to 5000 ke liye kitna amount par mahina jma krna hoga pls.btye

    1. 36 sal Ke umer me 5000 pention Ke lite kit a dena hoga

  502. Es yojna se Achhi yojna swawlmban yojna lagi jo government ki traf se anudan bhi esse jyada tha . Aane wale 20-30 Sal bad kya Maine hoge 5000rs par manth ka . 5000rs se jyada bhi hona chahiye esme

  503. NICE I WIL ALSO JOIN URGENT..

  504. Is yojana ka kya prosijer hai .india me kisi bhi jagah per aadmi rahta hai to is yojana ka bhagidar ban sakta hai….?

  505. I WANT TO JOIN EARLLY PLEASE INFORM MEE THANKS

  506. i am satya prakash Tiwari mai atal pension yojana ka sadasya banna chahta hoo

  507. I want to join atal pension yojana.

  508. this is perfect

  509. ye yojna kaha pe shuru karni padti hai Post ya Bank

  510. Atal Pension Yojana aagar shru karni hai to kaha pe post ya bank me karni padegi jankari dijiye!

    1. Dear Ma’am,

      How can i start atal pension yojna

  511. Very nice policy

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